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RaiPay

Streamline your daily life by digitizing your loyalty cards, tracking online subscriptions, and sending secure payments instantly—the ultimate tool for your frictionless, mobile-first lifestyle.

Business & Finance ›

Key Figures

Downloads

447K+

User Rating

4.2/5

Total Ratings

1K+

Publisher

Raiffeisen e-force GmbH

Your Financial Life, Fully Streamlined

RaiPay centralizes your cards, rewards, and payments into one secure, bank-backed app designed for the modern minimalist.

Instant P2P Transfers

Send money to friends and family in seconds. Skip the social media fluff and enjoy fast, direct transfers that value your privacy.

Subscription Transparency

Gain total control over your digital footprint. See exactly which cards are linked to your online merchants and recurring subscriptions.

FAQ

Frequently Asked Questions

Everything you need to know about RaiPay

What is the purpose of the RaiPay app?

RaiPay allows users to manage all digital debit and RBI credit cards from specific Austrian banks. It also enables person-to-person money transfers and manages digital customer and loyalty cards.

Which banks' cards can I use with RaiPay?

RaiPay supports debit and RBI credit cards from Raiffeisen, HYPO Oberösterreich, and HYPO Salzburg. These digital cards are always available within the application.

How does the "send money" feature work in RaiPay?

RaiPay's "Send money from person to person" feature allows quick transfers to an Austrian recipient's debit or credit card. No payee registration is necessary; the sender adds the card once.

Can I view my digital payment cards in the RaiPay app?

Yes, RaiPay provides a clear overview of all digital cards. This includes cards linked to payment wallets, online merchants, and subscription services directly within the app.

How do I add loyalty cards to RaiPay?

To add loyalty cards, users can scan the physical customer card. Alternatively, they can manually enter the barcode number directly into the RaiPay app.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

RaiPay - RaiPay mobile app interface for person to person money transfers featuring a smartphone icon — RaiPay mobile app interface for person to person money transfers featuring a smartphone icon

RaiPay - RaiPay app screen displaying a list of connected digital cards and merchant subscriptions like Spotify and Amazon — RaiPay app screen displaying a list of connected digital cards and merchant subscriptions like Spotify and Amazon

Description

Mit RaiPay alle digitalen Karten immer dabei- Nutzen Sie mit RaiPay all Ihre Debit- und RBI-Kreditkarten von Raiffeisen, HYPO Oberösterreich und HYPO Salzburg, um Geld von Person zu Person zu senden und Ihre digitalen Karten immer im Blick zu behalten. Die RaiPay-Funktionen im Überblick: Geld von Person zu Person senden Nie wieder „Ich geb´s dir später!“ Mit dieser Funktion senden Sie schnell und bequem Geld an eine gewünschte österreichische Empfängerkarte (Debit- und/oder Kreditkarte). Fügen Sie beim ersten Mal die Empfängerkarte hinzu und geben Sie den Namen ein. Schon ist alles für das nächste Mal gespeichert. Es ist keine Registrierung des Zahlungsempfängers nötig. Digitale Kartenanzeige RaiPay bietet Ihnen eine einfache und klare Übersicht all Ihrer digitalen Karten in Bezahlwallets und Verbindungen zu Online-Händlern oder Abo-Diensten. Diese können direkt in der App angezeigt werden. Digitale Kunden- und Vorteilskarten nutzen Mit der Loyalty-Funktion haben Sie all Ihre Kundenkarten jederzeit in RaiPay verfügbar. Scannen Sie zum Digitalisieren die physische Kundenkarte oder tippen Sie die Nummer des Barcodes ein.