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Tikkie

No more awkward IOUs. This app turns shared bills into simple taps.

Finance & Crypto ›

Key Figures

Downloads

5M+

User Rating

4.8/5

Total Ratings

331.7K

Publisher

ABN AMRO Bank N.V.

An evaluation of Tikkie's core functionalities and their impact on user experience for socially active individuals.

Key Features of Tikkie: A Tech Analyst's Perspective

Recipient Does Not Need the App

It allows users to send payment requests to individuals who do not have the Tikkie app installed, significantly simplifying the repayment process for recipients as they only require a Dutch current account and a valid phone number from the supported countries.

Effortless Payment Requests via Messaging Apps

The app provides a seamless way to send payment requests through popular messaging platforms like WhatsApp, Telegram, and Messenger, or via text message, by simply sharing a unique payment link.

Group Expense Management (Groepie)

This tool features dedicated functionality to track and settle shared expenses with friends through its 'Groepie' feature, simplifying the management of collective spending for social activities.

Secure and Private Transactions (ABN AMRO Initiative)

The app ensures secure and private financial transactions, being an initiative of ABN AMRO, which guarantees that user data is protected and utilized solely for payment processing activities.

Cashback Promotions (Tikkie Terug)

It allows users to benefit from unique cashback promotions via 'Tikkie Terug', providing opportunities to receive money back from well-known brands by scanning QR codes for eligible purchases.

Bank-Agnostic Accessibility

This tool features universal bank compatibility, allowing users to send and receive payments regardless of their bank, ensuring broad accessibility across diverse financial institutions.

iDEAL | Wero Payment Integration with No Fees

The app facilitates payments using trusted iDEAL and Wero systems, ensuring money is paid directly into the user's current account without incurring any transaction fees.

Flexible Payment Amounts

It allows users to create payment requests where recipients can fill in the exact amount they owe, which is particularly beneficial for situations involving varying sums from different individuals.

FAQ

Frequently Asked Questions

Everything you need to know about Tikkie

What is Tikkie and what does it do?

Tikkie is an application that facilitates quick and easy payment requests, allowing users to get paid back by friends via various messaging apps. It also supports tracking group expenses and offers cashback deals.

How do I request money using Tikkie?

Tikkie users send a payment request link via WhatsApp, Telegram, Messenger, or text message. Recipients click the link to pay using iDEAL through their banking app, with funds going directly to the sender's account.

Do I need the Tikkie app to pay a request?

No, recipients do not need the Tikkie app to pay a request. They can pay directly through the provided link using iDEAL and their own banking app.

Does Tikkie charge transaction fees?

No, Tikkie does not charge any transaction fees for payments made through its service. All payments utilize iDEAL and are processed without additional costs.

Can Tikkie be used to manage group expenses?

Yes, Tikkie offers a 'Groepie' feature to track and settle group expenses. Group members can add and settle expenses within the Tikkie app, simplifying shared costs.

What are the eligibility requirements to use Tikkie?

To use Tikkie, individuals need a Dutch current account and a Dutch, Belgian, or German phone number. These are the core requirements for sending and receiving payments.

Is Tikkie secure for personal data and payments?

Yes, Tikkie is an ABN AMRO initiative. This affiliation ensures that user details are securely handled for payment requests only and are not used for commercial activities.

Can businesses use Tikkie for payment requests?

Yes, Tikkie is available for businesses, ranging from self-employed individuals to multinationals. ABN AMRO business clients can use it to efficiently send payment requests.

Does Tikkie provide cashback promotions?

Yes, Tikkie offers 'Tikkie Terug' for unique deals and cashback promotions from various brands. Users can scan a QR code with the Tikkie app to receive money back.

Can I let others choose the amount when paying a Tikkie request?

Yes, senders can activate an option in Tikkie allowing the payer to choose the amount themselves. This feature is useful for requests where varying amounts are owed.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie! When to use Tikkie Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: • drinks with your club friends; • a present for a colleague; • festival tickets; • weekend away with friends; • household expenses in your student house. Really easy payment requests Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts. Track your group expenses and settle up Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie. Unique deals with Tikkie Terug Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away. iDEAL | Wero payments Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this. For businesses too If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal. ABN AMRO initiative Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.