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Steer Clear®

Insurance rates are punitive. This app transforms young drivers into premium-slashing road masters, rewarding every safe mile.

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Key Figures

Downloads

1M+

User Rating

4.7/5

Total Ratings

66.3K

Publisher

State Farm Mutual Automobile Insurance Company

An Analytical Review for Young Drivers and Insurance Premium Reduction

Key Features of Steer Clear®

Insurance Premium Savings

The app provides eligibility for an adjustment to car insurance premiums upon program completion, offering direct financial savings.

Achievement Badges & Rewards

This tool features motivational badges that recognize specific driving accomplishments, acting as virtual status symbols to encourage safe habits.

Personalized Driving Feedback

It allows users to receive real-time scoring and feedback on driving behaviors like braking, acceleration, and cornering, fostering continuous improvement.

Educational Driving Modules

The app provides access to pre-set learning modules with updated content on critical topics such as distracted driving and special situations, enhancing driving knowledge.

Completion Certificate

This tool issues a program completion certificate that users can easily share to validate their participation for insurance eligibility and parental assurance.

Automated Trip Recording

It allows users to automatically track their trips, eliminating the need for manual recording and ensuring hassle-free progress monitoring.

FAQ

Frequently Asked Questions

Everything you need to know about Steer Clear®

What is the Steer Clear® app?

The Steer Clear® app is a State Farm program for young drivers under 25. It helps reinforce positive driving behavior through modules and trip tracking, potentially leading to an auto insurance premium adjustment.

How does the Steer Clear® app help me save money on car insurance?

Yes, completing the Steer Clear® Safe Driver Program via the app may make young drivers eligible for an adjustment to their State Farm® auto insurance premium.

What driving behaviors does the Steer Clear® app track?

The Steer Clear® app tracks and scores a driver's braking, acceleration, and cornering during trips. It also provides feedback on these specific driving behaviors.

Does using the Steer Clear® app affect my insurance rates negatively?

No, the Steer Clear® app allows users to get real-time driving scores to track progress. This process occurs without affecting current insurance rates.

What content is included in the Steer Clear® learning modules?

The Steer Clear® app includes modules on Bluetooth, distracted driving, special driving situations, highway, residential, and city driving. These modules provide updated educational content.

Do I need to manually record my trips with the Steer Clear® app?

No, drivers do not need to manually record trips when using the Steer Clear® app. The program conducts trip tracking automatically through the application.

Is the Steer Clear® Safe Driver Program available in all states?

No, the Steer Clear® Safe Driver Program is not available in all states. Availability and eligibility for the program vary by geographic location.

Who is the Steer Clear® app designed for?

The Steer Clear® app is designed for young drivers under the age of 25. It aims to help them reinforce positive driving behavior and become safer on the road.

What happens after completing the Steer Clear® program?

Upon completion of the Steer Clear® program, a driver receives a program completion certificate. They may also qualify for a State Farm® auto insurance premium adjustment.

Does the Steer Clear® app offer rewards or recognition?

Yes, the Steer Clear® app features badges that recognize and reward specific driving accomplishments. These virtual badges serve as motivational status symbols for users.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

The Steer Clear® app is part of a comprehensive program that helps young drivers reinforce positive driving behavior. Young drivers, under age 25, who complete the Steer Clear® Safe Driver Program, may be eligible for an adjustment to the premium on their State Farm® auto insurance. The Steer Clear mobile application tracks a driver's progress through pre-set learning modules of updated content including topics such as Bluetooth, distracted driving (texting/games), and special driving situations. Drivers will no longer need to manually record their trips if the program is conducted through this app. Throughout their trips, drivers will be scored and given feedback on their braking, acceleration, and cornering. Once a driver completes the program, they will receive a program completion certificate that they can text, email, or bring into the agent's office. Badges have been added to Steer Clear to recognize and reward a variety of specific driving accomplishments. The badges will help align users to shared goals of the app, such as scoring a certain percentage on a specific driving behavior, while acting as virtual, motivational status symbols. Feel free to leave comments on the App Store or on our Facebook Teen Driver Safety page: www.facebook.com/sfteendriving *The Steer Clear® Safe Driver Program is not available in all states.