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UBS TWINT

Streamline your financial life with the all-in-one digital wallet. Experience bank-grade security for contactless payments, instant transfers, and everyday essentials in one elegant, privacy-focused interface.

Finance & Crypto ›Utilities ›

Key Figures

Downloads

1M+

User Rating

4.8/5

Total Ratings

196K+

Publisher

UBS AG

One App. Total Financial Control.

UBS TWINT streamlines your daily logistics by consolidating payments, parking, and rewards into a single, high-security interface designed for the modern professional.

Swiss-Grade Security

Protect your assets with biometric access and institutional encryption, backed by the rigorous privacy standards of the world’s leading global bank.

All-in-One Efficiency

Eliminate app bloat by handling parking, retail shopping, and peer-to-peer transfers within a single, sophisticated dashboard.

FAQ

Frequently Asked Questions

Everything you need to know about UBS TWINT

What is UBS TWINT?

UBS TWINT is Switzerland's leading mobile payment app. It enables users to send and receive money, make contactless payments, and pay in stores or online using their smartphone, acting as digital cash.

Can I send money to friends and family with UBS TWINT?

Yes, you can send, request, and receive money quickly and securely via smartphone to friends, family, and colleagues using the UBS TWINT app.

How does UBS TWINT ensure the security of my payments and data?

UBS TWINT meets the security standards of Swiss banks. All data remains in Switzerland, and accounts are protected by a 6-digit PIN or fingerprint. Users can also block their account at any time.

Can I pay for parking using the UBS TWINT app?

Yes, the UBS TWINT app allows you to conveniently pay parking fees at public parking lots. You can use location tracking within the app or scan a QR code found on the parking meter.

Is UBS TWINT available to users outside of Switzerland?

No, UBS TWINT is exclusively available for existing clients of UBS Switzerland AG and other non-US UBS Group AG subsidiaries domiciled in Switzerland, and natural persons domiciled in Switzerland. It is not available for residents in Australia or the USA.

Can I withdraw cash with UBS TWINT without an ATM?

Yes, UBS TWINT integrates 'Sonect' with a 'Withdraw cash' feature. This allows users to quickly and easily get cash without needing an ATM.

How do I earn KeyClub points with UBS TWINT?

You earn valuable KeyClub points when you pay using the UBS TWINT app if you have a registered UBS Credit Card linked as your payment method.

Can I use UBS TWINT for purchases in online stores?

Yes, you can pay in online stores by scanning a QR code at checkout or by switching to the UBS TWINT app to authorize the payment, which saves valuable time during online shopping.

Does UBS TWINT offer in-app or automated payments for other applications?

Yes, UBS TWINT supports in-app payments, allowing you to save it as a secure payment method in other applications such as SBB, Fairtiq, Migros, Coop, and Just Eat.

Does UBS TWINT offer discounts or special deals?

Yes, UBS TWINT provides access to 'Super Deals,' a partner feature offering new discount offers weekly. Users can benefit from these deals directly within the app.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

UBS TWINT - A woman smiling while holding a cup of coffee in a cafe representing the UBS TWINT mobile payment app — A woman smiling while holding a cup of coffee in a cafe representing the UBS TWINT mobile payment app

UBS TWINT - The home screen of the UBS TWINT app featuring options for sending and requesting money, parking payments, and cash withdrawals. — The home screen of the UBS TWINT app featuring options for sending and requesting money, parking payments, and cash withdrawals.

UBS TWINT - A young professional man in the background of a mobile payment screen for sending one hundred Swiss francs using a UBS Gold Visa card. — A young professional man in the background of a mobile payment screen for sending one hundred Swiss francs using a UBS Gold Visa card.

UBS TWINT - Screenshot of UBS TWINT app showing integrated features like parking, super deals, and digital vouchers — Screenshot of UBS TWINT app showing integrated features like parking, super deals, and digital vouchers

UBS TWINT - UBS TWINT app interface for managing automated payments with Swiss merchants like Coop Just Eat and SBB Mobile — UBS TWINT app interface for managing automated payments with Swiss merchants like Coop Just Eat and SBB Mobile

UBS TWINT - A woman using the UBS TWINT app to make mobile payments and earn KeyClub reward points. — A woman using the UBS TWINT app to make mobile payments and earn KeyClub reward points.

UBS TWINT - UBS TWINT mobile app widgets for quick access to send and pay features — UBS TWINT mobile app widgets for quick access to send and pay features

Description

UBS TWINT is the most widely used mobile payment app in Switzerland: send and receive money digitally with your smartphone – discover the advantages of contactless payment with UBS TWINT. With well over one million registrations, UBS TWINT is the Swiss no. 1 mobile payment service and Switzerland’s digital cash. Paying digitally, sending money directly to or receiving money from friends has never been easier. Paying for parking without coins or shopping at Coop and Migros without cash is no problem via the app. WHAT TWINT CAN DO Pay cashless at the register: Conveniently pay cashless with your smartphone in the store, restaurant, farm shop, etc., at any card terminal with QR codes. Send, receive and request money: Send, request and receive money quickly and securely via smartphone to and from friends, family and colleagues. Pay in online stores: Save valuable time when shopping online, scan the QR code at checkout, or switch to the TWINT app to authorize the payment. In-app payment: Save TWINT as a secure method of payment in other apps, such as SBB, Fairtiq, Migros and many more. KeyClub points: Collect valuable points when paying via TWINT using the registered UBS Credit Card. Pay parking fees: Pay parking fees at public parking lots by using location tracking in the app or QR code on the parking meter. Vouchers & credit: Buy, send and receive digital vouchers and credit for yourself or as a gift with just a few clicks. Donate: Donate money to Swiss aid organizations and their projects for charitable purposes. Withdraw cash: Sometimes you can only pay with cash. That’s why TWINT has integrated “Sonect.” It allows you to get cash quickly and easily using the “Withdraw cash” feature, without the need for an ATM. Benefit from Super Deals: Every week you can benefit from new discount offers in the “Super Deals” partner feature. Order coffee: Order new coffee supplies directly in TWINT using the app or the QR code on the Nespresso machine. . . . and much more. SECURE IS SECURE • Meets the security standards of Swiss banks • All data remains in Switzerland • Protected by 6-digit PIN or fingerprint • The UBS TWINT account can be blocked at any time UBS Switzerland AG has only made the UBS TWINT app (“app”) available to the following persons, for whom it was exclusively designed: For (i) existing clients of UBS Switzerland AG and existing clients of other non-US subsidiaries of UBS Group AG who are domiciled in Switzerland, and (ii) natural persons who are domiciled in Switzerland. The fact that the app can be downloaded from non-Swiss app stores does not constitute an invitation, offer or recommendation to enter into a transaction, nor should it be construed as an invitation or offer to enter into a client relationship between the person downloading the app and UBS Group AG companies. The app is not intended for and cannot be used by persons resident in Australia or the USA. ADDITIONAL INFORMATION http://www.ubs.com/twint