Akulaku-Installment Shopping

Akulaku-Installment Shopping

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Logo of Akulaku-Installment Shopping

Akulaku: Your Bridge to Supporting Family in Indonesia

The leading installment shopping app for the Indonesian diaspora. Buy gadgets, pay utility bills, and send gifts home with easy payments and no credit card required.

Publisher

AKULAKU SILVRR INDONESIA, PT

Category

Shopping

Downloads

6M+

User Rating

4.5/5

Total Ratings

120K+

Locales

4

Explore the Akulaku Experience

Discover the interface used by 6M+ users.

Akulaku Year End Sale 12.12 promotional banner with electronic products and mascot

Akulaku Year End Sale 12.12 promotional banner with electronic products and mascot

Akulaku mobile app home screen showing a new user coupon and various electronic products on sale

Akulaku mobile app home screen showing a new user coupon and various electronic products on sale

Mobile screen of the Akulaku app featuring the Fast Cash Loan section with a credit limit of 15 million IDR

Mobile screen of the Akulaku app featuring the Fast Cash Loan section with a credit limit of 15 million IDR

Akulaku app interface displaying flexible PayLater installment options for up to 12 months on a red background

Akulaku app interface displaying flexible PayLater installment options for up to 12 months on a red background

Smartphone screen showing Akulaku app bill payment and top up features for Indonesian services

Smartphone screen showing Akulaku app bill payment and top up features for Indonesian services

Akulaku app Help Center screen showing FAQ categories and 24/7 customer service contact options

Akulaku app Help Center screen showing FAQ categories and 24/7 customer service contact options

Your Financial Bridge to Indonesia

The tools that make this app stand out, trusted by 6M+ users.

💸

Installments Without Credit Cards

Shop for gadgets, electronics, and fashion with flexible payment plans up to 12 months and low down payments, no US or Indonesian credit card required.

📱

Instant Utility & Data Top-ups

Take care of your family from abroad by instantly paying for electricity (PLN), water, and mobile data plans directly through the app.

🚚

Fast 48-Hour Local Delivery

Send gifts and essentials to your loved ones in Greater Jakarta with guaranteed 48-hour delivery and a secure 7-day return policy.

About the app

Everything you need to know about Akulaku-Installment Shopping.

Description

Akulaku is a marketplace which possess various services in it to support life necessities in order to achieve a better life - Buy Now Pay Later - Installment without Credit Card - Cash out from Credit Limit - Akulaku Pay goods credit in other e-Commerce - Can credit handphone, phone credit, data plan, movie ticket, plane ticket, electricity and water Everything you want is in Akulaku! Download Akulaku now! Lots of Product Choices Starts from gadget, laptop, camera, fashion, household necessities, mother and baby to other daily necessities can be paid in installments in Akulaku. A lot of daily promos awaits you! Look for everything you need, whenever, and wherever with just Akulaku Mobile App! Safe, Easy and Trusted Shopping Do not worry about shopping in Akulaku App. Akulaku will give the best service to customer. Payment cn be made in lots of choices. Installment Without Credit Card For Gadget, Camera and other products, you can pay in installments with tenor 3, 6, 9, 12 months with low down payment. Only up to 15% without the need for credit card! You can also apply for loans to financial partner through Akulaku - Loan Tenor : Installment payment, tenor more than 91 days. Start 3, 6, 9, to 12 months - Loan Limit : Up to 15 Million - Admin Fee : Every month, 1% from Loan Principal - Interest : Every month, 0.6% from Loan Principal - Maximum annual interest rate (APR) is 30%, include monthly interest fee and monthly admin fee. Example : If you apply for a loan of Rp2.000.000 with tenor of 6 months, monthly interest fee charged is 0.6% from loan principal, and monthly admin fee charged is 1% from loan principal. Then monthly bill you have to pay is Rp365.333, the total of all payments is Rp2.192.000, with APR 17.72%. Best Service Guarantee - Call Center Akulaku : 1500920, active 24 hours everyday from Monday - Sunday. - Fast delivery, 48 hours delivery for Jabodetabek (Greater Jakarta). - Easy return, return can be made within 7 days of receiving the goods. - Automatic Refund, refund funds transferred to your bank account within 24 hours automatically! Akulaku financing services is supported by PT Akulaku Finance Indonesia which domiciled in Sahid Sudirman Center 11C, Jl. Jend. Sudirman No. 86, RT.10/RW.11, Karet Tengsin, Tanah Abang, South Jakarta, Jakarta Capital Special Region 10250, Indonesia, registered in OJK with permit number KEP-436/NB.11/2018 Website:https://www.akulaku.com/ Facebook : facebook.com/AkuLakuIndonesia Twitter : @akulakuID Instagram : akulaku_id WhatsApp : https://api.whatsapp.com/send?phone=6281119120548 If you need assistance, please contact our customer care : Hotline : 1500920 Live Chat : In Akulaku App [Account] Page Contact us via Akulaku OFficial Customer Care Service : 1. Hotline : 1500920 (24 hours) 2. Live Chat : In Akulaku App [Account] Page (24 hours) 3. WhatsApp +62 811-1912-0548 (Chatbot) *DO NOT contact another number or unofficial help center. Akulaku NEVER ask for your password or verification code (OTP) so DO NOT share those information to anyone to help keep your account safe.

Latest Version

5.4.00

Size

157.2 MB

First Released

Jun 21, 2016

Your Financial Bridge to Indonesia

Join 6 million users who trust Akulaku to care for family back home. Securely shop for gadgets, pay utility bills, and manage installments from anywhere in the world.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Akulaku-Installment Shopping

What is Akulaku-Installment Shopping?

Akulaku is a marketplace app providing various services like Buy Now Pay Later, installment shopping without a credit card, cash loans, and bill payments to support daily necessities.

Can I buy on installment with Akulaku without a credit card?

Yes, Akulaku-Installment Shopping allows users to purchase items on installment without needing a credit card. Tenors range from 3, 6, 9, to 12 months with a low down payment.

Does Akulaku-Installment Shopping provide cash loans?

Yes, Akulaku offers cash loans with a limit of up to Rp15,000,000. Applications are simple and can be processed quickly.

What is the maximum loan limit available in Akulaku-Installment Shopping?

The maximum loan limit in Akulaku is Rp15,000,000. Users can apply for this limit through the app's credit-granting process.

What installment and loan tenors does Akulaku offer?

Akulaku offers loan tenors greater than 91 days, specifically 3, 6, 9, and 12 months. These options apply to both cash loans and product installments.

What are the fees for a loan in Akulaku-Installment Shopping?

Akulaku charges a monthly admin fee of 1% and a monthly interest of 0.6% from the loan principal. The maximum annual interest rate (APR) is 30%.

Is Akulaku-Installment Shopping a regulated financial service?

Yes, Akulaku financing services are supported by PT Akulaku Finance Indonesia, which is registered with OJK under permit number KEP-436/NB.11/2018, ensuring regulatory compliance.

Are there any benefits for new users of the Akulaku app?

Akulaku provides a 115RB coupon for new users. This bonus is available upon signing up and can be used within the Akulaku app.

How can I contact Akulaku-Installment Shopping customer service?

You can contact Akulaku customer care via Hotline at 1500920 (24 hours), Live Chat in the Akulaku App's Account page (24 hours), or WhatsApp at +62 811-1912-0548 (Chatbot).

What types of bills can I pay using the Akulaku app?

Akulaku enables payment for various bills including phone credit, data plans, electricity, water, internet & TV cable, BPJS Kesehatan, gas, PBB Tax, and education fees.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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