This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.

Salmon

Financial friction? It's over. The app empowers users to command their finances, from instant credit to essential savings, all within a few taps.

Finance & Crypto ›

Key Figures

Downloads

750k+

User Rating

4.8/5

Total Ratings

37.6K

Publisher

Salmon Group Ltd

An evaluation of the Salmon app's core functionalities and their impact on the Filipino financial consumer.

Key Features Analysis: Salmon App

Officially Regulated Platforms

The app provides access to financial services exclusively from entities regulated by the SEC and BSP, ensuring user trust and compliance with national financial standards.

Flexible & Reusable Credit Line

It allows users to secure a reusable credit line of up to ₱250,000, offering consistent financial support without the need for repeated applications.

Swift Digital Application & Approval

This tool features a streamlined digital application process that enables approval for credit in minutes, requiring only a Philippine mobile number and a valid ID.

Interest-Free Purchase Option

The app offers users the benefit of up to 62 days interest-free on purchases when repayments are made in full and on time, optimizing financial management.

Broad QR Ph Payment Acceptance

It allows users to make payments via QR Ph at over 600,000 merchants across the Philippines, providing extensive digital transaction convenience.

Secure In-App Virtual Card

The app provides a Salmon Virtual Card for secure and convenient transactions, mitigating risks associated with physical card theft or skimming.

Interest-Earning Deposit Products

It features secure, interest-earning Savings and Time Deposit options from a BSP-licensed bank, facilitating wealth building for various financial goals.

Unified Financial Product Management

The app enables users to easily manage all their financial products, including credit, loans, and deposits, from a single, intuitive interface.

FAQ

Frequently Asked Questions

Everything you need to know about Salmon

What is the Salmon app?

The Salmon app connects Filipinos to reliable financial services, including credit and deposits. It functions as a platform providing access to licensed financial products from its subsidiaries.

Is the Salmon app available in the Philippines?

Yes, the Salmon app is available exclusively to users located in the Philippines. Registration requires a Philippine mobile number and valid ID for access.

What financial products does the Salmon app offer?

The Salmon app offers Salmon Credit (reusable credit lines), Salmon Savings, and Salmon Time Deposit products. These are provided by licensed subsidiaries like Sunprime Finance Inc. and Salmon Bank (Rural Bank) Inc.

Is Salmon Credit regulated and safe?

Yes, Salmon Credit is provided by Sunprime Finance Inc., a financing company regulated by the Securities and Exchange Commission (SEC) in the Philippines. This ensures its safety and compliance.

What is the maximum credit limit for Salmon Credit?

Salmon Credit offers a reusable credit line of up to ₱250,000. Users can apply through LoanOnline within the Salmon app and get approved in minutes.

Can I get interest-free periods with Salmon Credit?

Yes, Salmon Credit users can enjoy up to 62 days interest-free on purchases. This benefit applies when the full outstanding balance is repaid on time.

How can I use Salmon Credit for payments?

Salmon Credit can be used via the Salmon Virtual Card available in-app, or by scanning QR Ph codes. It is accepted at over 600,000 merchants nationwide.

Are deposits with Salmon Bank (Rural Bank) Inc. insured?

Yes, deposits made through Salmon Bank (Rural Bank) Inc. in the Salmon app are insured by PDIC (Philippine Deposit Insurance Corporation) up to ₱1 Million PHP per depositor.

What is the interest rate for Salmon Time Deposit?

Salmon Time Deposit offers an annual interest rate of up to 8% p.a. This competitive rate helps users grow their savings securely over time.

Does the Salmon app offer customer support?

Yes, the Salmon app provides 24/7 human customer support directly within the application. Users can easily access assistance through the in-app chat feature.

What are the regulatory bodies for the Salmon app?

The Salmon app's financial products are regulated. Sunprime Finance Inc. is overseen by SEC, and Salmon Bank (Rural Bank) Inc. is licensed by BSP. They also comply with AMLC, NPC, and CIC.

What are the requirements to apply for Salmon Credit?

To apply for Salmon Credit, individuals need a Philippine mobile number and a valid ID. The application process through LoanOnline often results in approval within minutes.

Are there fees for Salmon app repayments?

No, the Salmon app allows for no-fee repayments across various methods. These include QR Ph, popular e-wallets like GCash and Maya, and over-the-counter options.

Does Salmon app include a virtual card?

Yes, the Salmon app features a Salmon Virtual Card. This virtual card is accessible within the app for secure and convenient online and in-store transactions.

Can I manage my existing Salmon products in the app?

Yes, existing customers can use the Salmon app to manage their Sunprime and Salmon Bank products. This includes Salmon Financing, Cash Loan, Credit, Savings, and Time Deposit.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

Salmon app is a finance app designed to connect millions of Filipinos with reliable financial services, making finance accessible and easy. Download Salmon app and connect with trusted financial service platforms such as LoanOnline to access credit, deposits, and financial tools that fit your needs, wants, and dreams.    AVAILABLE IN THE SALMON APP  LoanOnline – Online Lending Platform by Sunprime Finance Inc. (“Sunprime”) Access Salmon Credit and other online financing options through LoanOnline, which is housed within the Salmon super app. This platform is provided by Sunprime, a financing company regulated by the Securities and Exchange Commission (SEC) in the Philippines.  Salmon Credit – financing for every need. Get a reusable credit line of up to ₱250,000. You need a Philippine mobile number and a valid ID to apply through LoanOnline and get approved in minutes.   Why our clients love Salmon Credit  - Salmon Virtual Card – available inside the app for easy and secure transactions - Pay no interest on your purchases – get up to 62 days interest-free when you repay in full and on time - 100% digital and secure – say goodbye to stolen credit cards and illegal skimming  - Reusable – unlike other loans, you don’t need to reapply each time you need money  - Pay anywhere you see QR Ph – accepted at over 600,000 merchants in the Philippines  - Pay interest only on what you use – pay interest only on the money you spend, not on your credit limit  Salmon Credit, accessible through LoanOnline in the Salmon app, makes sure Filipinos get the right amount of credit they can actually afford based on what they earn now and what they’re expected to earn later.   Salmon Savings and Time Deposit – Simple, Safe, and Regulated Deposits  These products are provided by Salmon Bank (Rural Bank) Inc., a BSP-licensed bank. Enjoy secure, interest-earning deposit options designed to help you build your savings over time. Whether you're saving for short-term goals or planning ahead, these deposit products offer reliable, accessible banking at your fingertips.  ALREADY A CUSTOMER?  Use Salmon App to easily manage your Sunprime and Salmon Bank (Rural Bank) Inc. products, including Salmon Financing, Salmon Cash Loan, Salmon Credit, Salmon Savings, and Salmon Time Deposit. Discover new offers, keep track of due dates, manage your savings, and more.    NEED MORE INFORMATION?  Visit our official Facebook page and website Facebook: https://www.facebook.com/salmonphilippines Website: https://salmon.ph Salmon app is operated by Salmon Group Ltd and functions as a Platform-as-a-Service (PaaS) provider. All financial products and services available through the app are issued exclusively by licensed subsidiaries of Salmon Group Ltd. in the Philippines.  - Sunprime Finance Inc., a financing company registered with the Securities and Exchange Commission (SEC) (SEC Reg. No. CS201916698, C.A. No. 1241), provides credit services through its Online Lending Platform, LoanOnline.  - Salmon Bank (Rural Bank) Inc., licensed by the Bangko Sentral ng Pilipinas (BSP), provides deposit and basic electronic financial services (EPFS).  Salmon Group Ltd does not issue financial products and acts solely as the technology platform provider. All services offered through the app are available only to users located in the Philippines and require a Philippine mobile number for registration and access. 