Credinex-Cicilan & Paylater 0%
Get a limit up to 50 million in just 3 minutes. Shop at Starbucks, Shopee, and thousands of your favorite merchants with no DP, no credit card, and zero interest.
Publisher
Category
ShoppingDownloads
359K+User Rating
Total Ratings
39K+Locales
1Discover the interface used by 359K+ users.
The tools that make this app stand out, trusted by 359K+ users.
Skip the bank queues and paperwork. Get approved for a credit limit up to 50 million in minutes using just your smartphone.
Shop today and pay later with zero interest. Unlock exclusive vouchers for brands like Starbucks, Fore Coffee, and Alfamart.
More than just shopping. Pay utility bills, top up data, and checkout at thousands of online and offline merchants seamlessly.
Everything you need to know about Credinex-Cicilan & Paylater 0%.
Description
Latest Version
4.5.0
Size
50.7 MB
First Released
Mar 9, 2023
Join over 359,000 smart shoppers today. Get approved for up to 50 million IDR in just 3 minutes and enjoy 0% interest at your favorite stores with no credit card required.
Everything you need to know about Credinex-Cicilan & Paylater 0%
Credinex Paylater is a buy now, pay later service offering 0% interest installments. It allows users to shop without cash or credit cards and manage various bill payments directly from the app.
Yes, Credinex Paylater provides a credit limit of up to Rp 50,000,000. This limit is available for installment purchases and other transactions within the app.
Yes, Credinex Paylater specifically offers 0% interest (cicilan bunga 0%). This enables users to make purchases and pay later without incurring additional interest charges.
Yes, Credinex Paylater is provided by Karunia Multi Finance and is officially registered and supervised by OJK (Otoritas Jasa Keuangan), ensuring regulatory compliance and user protection.
Activating Credinex Paylater requires approximately 3 minutes to complete the necessary personal data submission. This allows for quick access to the service after initial registration.
Credinex Paylater can be used at over 30,000 online and offline merchants. This includes major platforms like Tokopedia, Shopee, Blibli, Alfamart, and Starbucks, among others.
The Credinex app allows users to pay for various bills such as phone credit, data packages, electricity (PLN), water (PDAM), BPJS, Telkom, TV cable, train tickets, and post-paid services.
No, Credinex Paylater does not require a credit card or a down payment (DP). It offers a "Dana Talangan" service, providing financial flexibility without these traditional requirements.
Credinex offers flexible installment options for up to 12 months. Users can select payment periods such as 3, 6, 9, or 12 months to manage their finances.
To register for Credinex, download the app, enter your phone number to create an account, then fill in your personal data, including an ID card (KTP) photo, to activate Paylater.
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