Skyro

Skyro

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Logo of Skyro

Skyro: Flexible Financing Built for Your Lifestyle

Join over 1 million Filipinos who shop, borrow, and pay on their own terms. Get approved in seconds for gadgets, cash, or credit with no hidden fees and total control over your due dates.

Publisher

Breeze Ventures Pte. Ltd.

Category

Finance

Downloads

497K+

User Rating

4.7/5

Total Ratings

6K+

Locales

2

Your Money, Your Rules

Discover the interface used by 497K+ users.

Dennis Trillo endorsing the Skyro mobile loan app for flexible payment installments.

Dennis Trillo endorsing the Skyro mobile loan app for flexible payment installments.

Skyro app interface showing credit limit cash loan offers and installment payment features

Skyro app interface showing credit limit cash loan offers and installment payment features

A surprised man next to Skyro app text promoting fast loan approval and zero interest deals

A surprised man next to Skyro app text promoting fast loan approval and zero interest deals

Skyro app interface scanning a QR Ph code for payments with cashback and interest free terms.

Skyro app interface scanning a QR Ph code for payments with cashback and interest free terms.

Mobile screen of Skyro app showing the option to adjust monthly payment amounts using the Flexi feature

Mobile screen of Skyro app showing the option to adjust monthly payment amounts using the Flexi feature

A smiling man representing Skyro app customer support and secure loan payment options

A smiling man representing Skyro app customer support and secure loan payment options

Smart Financing Designed for Your Lifestyle

The tools that make this app stand out, trusted by 497K+ users.

🚀

Approval in Seconds

Stop waiting for bank approvals. Shop for gadgets or appliances and get a decision instantly so you can take your purchase home today.

🔄

Flexible Due Dates

Life is unpredictable. Use our 'Flexi' feature to move your payment dates or change your monthly amount directly inside the app.

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100% Transparent Terms

We hate hidden fees as much as you do. See every charge upfront with clear calculations, ensuring you are always the boss of your money.

About the app

Everything you need to know about Skyro.

Description

Skyro is here to make loans work for you — the trusted loan app in the Philippines for flexible, simple, and transparent financing. We're one of the fastest-growing financial technology companies in the Philippines, fully registered and regulated by the SEC. We’re also a key founding member of the Consumer Lending Association of the Philippines (CLAP). Since 2022, nakatulong na kami sa mahigit 1 million Pinoys — from everyday bills, dagdag kapital para sa negosyo to big household needs and even seasonal gastos — access flexible loans and financial products that keep things simple, so you can focus on what really matters. All Skyro loan products are issued only to Filipino citizens residing in the Philippines. Shop with Skyro, split your payments SkyroSplit lets you shop for big‑ticket items and pay in easy monthly installments — hindi na kailangan ng credit card! • Shop for appliances, gadgets, furniture, and more, at thousands of partner stores • Flexible loan terms of up to 24 months • 0% interest and ₱0 down on select deals • In‑store or online, you’re in control of your budget • Apply in minutes • Get approved in seconds • Transparent terms — walang hidden fees • Get pre‑approved before you shop — less drama, more confidence Here’s an example of how your monthly installment is calculated: Interest Rate Minimum: 0% per month (for POS offers, depending on eligibility), 0% p.a. | Maximum 6.9% per month, 83% p.a., processing fee Minimum 10% + ₱690, Maximum 16.6% of loan proceeds) Simple loan calculation: POS Loan Amount: ₱11,690 POS Loan Term: 12 months Interest rate: 0% Monthly Installment: ₱974 Total POS Loan Cost: ₱11,690 Need extra funds? Try SkyroCash An online cash loan that gives you money straight to your account — for bills, school fees, negosyo needs, or any important expense. Pay anywhere with SkyroCredit. A reusable credit line na pwede mo gamitin, bayaran at gamitin ulit anytime — flexible and easy to shop at any store with QR Ph by simply scanning to pay and settling later. The Skyro app was made for you • Madali gamitin, friendly kahit first time sa loan app • Regular reminders so you won’t miss due dates • More than 20 ways to pay for your loan: via SkyroPondo, e-wallets, online banking, over the counter, or via QR Ph - SkyroPondo is your account inside the Skyro app. Pwede mag-cash in anytime to pay your Skyro loans or SkyroCredit bill, o ipunin para sa future payments, all in one place • Adjust anytime with Flexi — move due dates or change your monthly payment sa Skyro app mismo • Need help? Chat with real people at may sasagot in less than 15 minutes via the app chat • Pay on time para ma-unlock loan offers with better terms • Enjoy rewards like cashback para sa good payers Sa Skyro, ikaw ang boss! Download na ng loan app and start shopping with Skyro! Skyro Lending, Inc. is certified by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249. Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila Skyro Lending, Inc. is an affiliate company operating under the same brand name, SKYRO For more information, contact us via: Skyro app chat care@skyro.ph +632 8540 3344 +63 919 170 0700

Latest Version

2.51.0

Size

178.8 MB

First Released

Jun 11, 2025

Be the Boss of Your Budget Today

Join over 1 million Pinoys who trust Skyro for flexible loans and easy shopping. Download now to manage your money with zero hidden fees and total confidence.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Skyro

Is Skyro a legitimate and regulated loan app in the Philippines?

Yes, Skyro Lending, Inc. is fully registered and regulated by the Securities and Exchange Commission (SEC) in the Philippines. It holds SEC Registration No. CS202002223 and Lending company license No. 3249.

Who can apply for Skyro loan products?

Skyro loan products are exclusively available to Filipino citizens residing in the Philippines. Applicants must meet these residency and citizenship requirements to be eligible.

What types of financial products does Skyro offer?

Skyro offers SkyroSplit for installment shopping, SkyroCash for online cash loans, and SkyroCredit, a reusable credit line for QR Ph payments. These products address various financial needs.

How does SkyroSplit allow users to shop?

SkyroSplit enables users to shop for large items like appliances at partner stores and pay through flexible monthly installments. It also offers 0% interest and ₱0 down on select deals, without needing a credit card.

What cashback benefits does SkyroCredit provide?

SkyroCredit users earn 1% cashback on every purchase when paying via QR Ph. Additionally, it offers up to 45 days to pay with no interest each month.

What are the maximum loan amount and payment terms for Skyro loans?

Skyro allows loans up to ₱100,000. Users can pay back their loans with flexible terms extending up to 24 months.

Are there 0% interest options available with Skyro?

Yes, Skyro offers 0% interest and ₱0 down payments on select deals, specifically with SkyroSplit for product purchases. Other loans may have varying interest rates.

Can Skyro users adjust their loan payments?

Yes, the Skyro app features "Flexi," which allows users to adjust their loan payment due dates or change their monthly payment amounts directly within the application.

How quickly does Skyro customer support respond?

Skyro customer support responds to chat queries from real people in less than 15 minutes via the in-app chat feature. Email and phone support are also available.

What payment methods are accepted for Skyro loans?

Skyro accepts over 20 payment methods, including SkyroPondo, e-wallets, online banking, over-the-counter payments, and QR Ph for user convenience.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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