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IKO

No more banking tether: IKO liberates users to command their finances from anywhere. This app delivers pure banking agility.

Finance & Crypto ›

Key Figures

Downloads

2.5M+

User Rating

4.8/5

Total Ratings

627.9K

Publisher

Powszechna Kasa Oszczednosci Bank Polski S.A

An analysis of the core functionalities impacting PKO Bank Polski and Inteligo customers.

Key Features of IKO Mobile Banking App

BLIK Payments & Cardless Withdrawals

This tool enables secure and convenient payments in both online and traditional stores, as well as cardless cash withdrawals from ATMs, using only a BLIK code.

Offline BLIK Voucher Generation

The app allows for the creation of BLIK vouchers, ensuring users can make payments and withdraw cash even without an active internet connection.

Instant Mobile Transfers

It allows users to make quick transfers to bank accounts or directly to mobile phone numbers, simplifying peer-to-peer payments without needing traditional account details.

Comprehensive Account Management

It provides a unified view of all financial products, including current and savings accounts, cards, deposits, loans, and insurance, allowing users to monitor their financial status at a glance.

In-App Financial Product Applications

The app streamlines the process of applying for various financial products, including accounts, deposits, loans, and insurance, directly from a mobile device.

Automated & Batch Transfers

This tool features the ability to set up standing orders for recurring payments and manage multiple transfers to the same recipient efficiently, enhancing financial planning.

Goal-Oriented Savings (Moneyboxes)

It provides virtual moneyboxes, allowing users to save money systematically for specific financial goals within the app.

Mobile Phone Balance Top-ups

This tool enables convenient top-ups for mobile phone balances directly through the application.

FAQ

Frequently Asked Questions

Everything you need to know about IKO

What is the IKO app?

Yes, the IKO app is an electronic banking service from PKO Bank Polski/Inteligo. It enables users to manage their accounts, view transactions, make payments, and access various banking services directly from their mobile phone.

Can I use the IKO app for BLIK payments?

Yes, the IKO app supports BLIK code payments in traditional and online stores. Users can also withdraw cash from ATMs without a card using the BLIK code.

What account information is available in the IKO app?

The IKO app provides access to recent transactions, account balances, and detailed information for current accounts, savings accounts, cards, term deposits, loans, and travel insurance.

Can I make transfers using the IKO app?

Yes, the IKO app allows various transfers, including standard bank transfers, transfers to a mobile phone number, standing orders, and multiple transfers to a single recipient.

Can I apply for new banking products through the IKO app?

Yes, users can apply for an account, a deposit, travel & vehicle insurance, a loan, or an overdraft directly within the IKO app. Loan and overdraft options are not available for Inteligo customers.

Does the IKO app support mobile phone top-ups?

Yes, the IKO app supports topping up a cell phone balance directly from the application for user convenience.

Does the IKO app support biometric login?

Yes, the IKO app offers fast and secure login using biometric authentication methods, such as Touch ID or Face ID.

Can I exchange currencies directly within the IKO app?

Yes, the IKO app includes a currency exchange feature. Users can view current exchange rates and perform currency conversions, such as between PLN and EUR, directly within the application.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

Manage your PKO Bank Polski/Inteligo account from your mobile phone with the IKO app (electronic banking service). - See recent transactions and check your balance, - View details of current and saving accounts, cards, term deposits, loans, travel insurance, - Pay in traditional and online stores using only BLIK code from the IKO app, - Withdraw money from ATMs without a card, - Top up your cell phone balance, - Make transfers, also to a mobile phone number without the need to enter an account number, - Create standing orders or multiple transfers to set more transfers to the same receiver, - Apply for: an account, a deposit, a travel & vehicle insurance, a loan*, an overdraft*, - Save money in virtual moneyboxes, - Create BLIK vouchers to pay in stores and withdraw money from ATMs (Internet connection not necessary), - Find your nearest branch or ATM to withdraw cash with the BLIK code. To learn more, visit iko.pkobp.pl * Not available for Inteligo customers.