Publisher
Category
FinanceDownloads
472K+User Rating
Total Ratings
21K+Locales
1Discover the interface used by 472K+ users.
The tools that make this app stand out, trusted by 472K+ users.
Get up to ₱50,000 sent directly to GCash, Maya, or any bank account in seconds—perfect for handling urgent family requests from abroad.
Pay Meralco, water, and internet bills or buy mobile load directly through the app. Take care of the household back home without the remittance fees.
Use your Mocasa Virtual Mastercard for Lazada shopping or pay at 700,000+ QRPh merchants. Enjoy up to 50 days interest-free with Buy Now, Pay Later.
Everything you need to know about Mocasa: Pay Later & Quick Loan.
Description
Latest Version
1.7.3
Size
151.5 MB
First Released
Feb 13, 2023
Everything you need to know about Mocasa: Pay Later & Quick Loan
Mocasa is a financial app that provides virtual Mastercards and quick cash loans. It also enables users to pay bills, buy load, and make purchases using credit or QRPh.
The maximum loan amount available with Mocasa Quick Loan is ₱50,000.00. Mocasa also offers a 'Pay Later' option for various transactions.
Mocasa Quick Loan offers terms ranging from 91 days to 180 days. Longer payment terms of up to 12 months are also available for users.
The maximum Annual Percentage Rate (APR) for Mocasa loans is 30%. Mocasa charges a flat service fee of ₱20 per transaction, with no additional transaction fees.
Yes, Mocasa is regulated. Its corporate entity, Philippine Cashtrout Lending Corporation, is licensed by PSEC with Registration Number CS201910407 and Certificate of Authority 3015.
Eligibility for a Mocasa Quick Loan requires applicants to be Filipino citizens, 21+ years old, possess one government-issued ID, and have a stable income.
The Mocasa virtual Mastercard works like a digital credit card for users. It allows online shopping by adding it as a payment option and provides up to a 50-day interest-free billing cycle.
Yes, Mocasa supports in-store payments. Users can pay at over 700,000 QRPh-supported merchants nationwide using their Mocasa credit via scan-to-pay.
Mocasa loans offer multiple cash-out channels. Funds can be sent directly to your Bank Account, GCash, Lazada Wallet, or Maya Wallet.
Yes, Mocasa enables users to pay utility bills for electricity, internet, cable, and water. It also supports buying load and data for phones, all using credit.
Mocasa loan applications feature a fast approval process. The app advertises approval in as little as '3 Minutes!' for quick access to funds.
Yes, the Mocasa virtual Mastercard offers users an interest-free billing cycle of up to 50 days. This provides flexibility similar to a traditional credit card.
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