Mocasa: Pay Later & Quick Loan

Mocasa: Pay Later & Quick Loan

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Logo of Mocasa: Pay Later & Quick Loan

Mocasa: Your Digital Credit Line and Fast Cash in the Philippines

Bridge the gap for your family back home with instant loans, a virtual Mastercard, and seamless bill payments directly from your phone.

Download on App Store

Publisher

Philippines Cashtrout Lending Corporation

Category

Finance

Downloads

472K+

User Rating

4.4/5

Total Ratings

21K+

Locales

1

A Glimpse of Financial Ease

Discover the interface used by 472K+ users.

Mocasa mobile app interface showing pay later options quick loans and bills payment services for Filipino users

Mocasa mobile app interface showing pay later options quick loans and bills payment services for Filipino users

Illustrated woman holding Philippine Pesos and a smartphone with text saying Get Approved in 3 Minutes.

Illustrated woman holding Philippine Pesos and a smartphone with text saying Get Approved in 3 Minutes.

Mocasa mobile app interface showing a 50000 Philippine Peso quick loan offer with official regulatory seals.

Mocasa mobile app interface showing a 50000 Philippine Peso quick loan offer with official regulatory seals.

Mocasa app interface showing flexible payment options for a quick loan with terms up to 12 months

Mocasa app interface showing flexible payment options for a quick loan with terms up to 12 months

Mocasa app interface showing multiple cash out channel options including GCash Maya and Lazada

Mocasa app interface showing multiple cash out channel options including GCash Maya and Lazada

Mocasa virtual Mastercard for shopping on Shopee and Lazada

Mocasa virtual Mastercard for shopping on Shopee and Lazada

Mocasa mobile app screen showing the scan to pay via QRPh feature for Philippine stores

Mocasa mobile app screen showing the scan to pay via QRPh feature for Philippine stores

Mocasa app interface showing various Philippine billers like Meralco and PLDT for bill payments with credit.

Mocasa app interface showing various Philippine billers like Meralco and PLDT for bill payments with credit.

Smart Credit for Your Transnational Lifestyle

The tools that make this app stand out, trusted by 472K+ users.

💸

Flash Cash for Family Needs

Get up to ₱50,000 sent directly to GCash, Maya, or any bank account in seconds—perfect for handling urgent family requests from abroad.

🧾

Direct Utility & Bill Payments

Pay Meralco, water, and internet bills or buy mobile load directly through the app. Take care of the household back home without the remittance fees.

💳

Your Virtual Credit Card

Use your Mocasa Virtual Mastercard for Lazada shopping or pay at 700,000+ QRPh merchants. Enjoy up to 50 days interest-free with Buy Now, Pay Later.

About the app

Everything you need to know about Mocasa: Pay Later & Quick Loan.

Description

Unlock your way to a smarter financial choice with Mocasa! With Mocasa, you can not only obtain a virtual Mastercard, but also a cash loan just in a flash. Mocasa Quick Loan Introduction: Loan amount: ₱3,000.00 - ₱50,000.00 Loan term: 91 days - 180 days Maximum APR: 30% Transaction Fee: 0 Other fees: we will charge ₱20 flat service fee for per transaction For Example: 91-days(3 months) loan with interest rate of 12%, and principal amount is ₱10000 Total Interest fee: ₱10000*12%/365*91= ₱299.17 Service fee: 0% Total repayment : ₱10000*12%/365*91+10000=₱10299.17 Monthly repayment: ₱10299.17/3=₱3433.06 Mocasa company is licensed by PSEC: Corporate Name: Philippine Cashtrout Lending Corporation Business Name: Mocasa PSEC Registration Number: CS201910407 Certificate of Authority (CA): 3015 Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction Loan application requirements: • 21+ years old • Filipino citizen • Have 1 government-issued ID • Have a stable income How simple is the quick cash loan process? • Download the Mocasa app • Fill out our quick loan application in the Mocasa loan lending app • Wait for evaluation • Get fast cash sent directly to your Bank Account/GCash/Lazada Wallet/Maya Wallet Mocasa Advantage: • Convenient Online App • Instant Cash Loan • Simple Loan Process • Easy Approval • Low Interest and Fees What’s Mocasa virtual Mastercard? Mocasa virtual Mastercard works just like a digital credit card especially issued to Mocasa users. By using Mocasa virtual Mastercard, users can enjoy the freedom of shopping whenever you want. 1. Shop whenever and wherever you want by adding your Mocasa virtual Mastercard as a payment option when you’re paying online, including but not limited to e-commerce, food delivery, car service, etc. 2. Enjoy up to 50-days interest-free billing cycle just like using a credit card. Save more with Mocasa! How to get approved for a Mocasa virtual Mastercard? 1. Download Mocasa sign up with your phone number 2. Choose Mocasa Standard Account and fill in your info to submit your application. 3. Wait for approval. Activate your Mocasa Card after approved! Start enjoying your shopping. More ways to use your Mocasa credit if you’re a Mocasa Standard Account or Constructive Account user! 1. Pay at over 700,000 Merchants In-store Nationwide Shop with ease using your Mocasa credit at any QRPh-supported merchant like Jollibee, McDonald’s, AllDay Supermarket, Abenson’s, National Bookstore, Petron, SeaOil, Mercury Drug Store, and many more. 2. Pay Utility Bills, Buy Load and Data Get all your utility bills paid such as electricity, internet, and cable, water, buy load and data for your phone, and even do it all on credit. With Mocasa, you can pay on the spot - no more waiting for bills to arrive or going to the store to buy a load. Get the convenience you deserve and make life simpler with Mocasa! We Want to Hear from You! We will be fully with you 08:00 – 20:00 from Monday to Sunday and will get back to you ASAP during non-business hours. Email Us at: support.user@mocasa.com For any inquiries, you can also reach to us on Facebook: https://www.facebook.com/MocasaPayLaterandQuickloanPH/ https://www.facebook.com/MocasaCustomerServicePH/

Latest Version

1.7.3

Size

151.5 MB

First Released

Feb 13, 2023

Your Financial Bridge to the Philippines

Support your loved ones from the US with instant credit. Download Mocasa today to pay PH bills, shop online, or send cash to GCash in seconds.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Mocasa: Pay Later & Quick Loan

What is Mocasa?

Mocasa is a financial app that provides virtual Mastercards and quick cash loans. It also enables users to pay bills, buy load, and make purchases using credit or QRPh.

What is the maximum loan amount available through Mocasa?

The maximum loan amount available with Mocasa Quick Loan is ₱50,000.00. Mocasa also offers a 'Pay Later' option for various transactions.

What are the loan terms for a Mocasa Quick Loan?

Mocasa Quick Loan offers terms ranging from 91 days to 180 days. Longer payment terms of up to 12 months are also available for users.

What is the Maximum APR for Mocasa loans and associated fees?

The maximum Annual Percentage Rate (APR) for Mocasa loans is 30%. Mocasa charges a flat service fee of ₱20 per transaction, with no additional transaction fees.

Is Mocasa a regulated financial service?

Yes, Mocasa is regulated. Its corporate entity, Philippine Cashtrout Lending Corporation, is licensed by PSEC with Registration Number CS201910407 and Certificate of Authority 3015.

What are the eligibility requirements for a Mocasa Quick Loan?

Eligibility for a Mocasa Quick Loan requires applicants to be Filipino citizens, 21+ years old, possess one government-issued ID, and have a stable income.

How does the Mocasa virtual Mastercard function?

The Mocasa virtual Mastercard works like a digital credit card for users. It allows online shopping by adding it as a payment option and provides up to a 50-day interest-free billing cycle.

Can Mocasa be used for in-store purchases and payments?

Yes, Mocasa supports in-store payments. Users can pay at over 700,000 QRPh-supported merchants nationwide using their Mocasa credit via scan-to-pay.

What cash-out channels are available for Mocasa loans?

Mocasa loans offer multiple cash-out channels. Funds can be sent directly to your Bank Account, GCash, Lazada Wallet, or Maya Wallet.

Does Mocasa allow users to pay utility bills and buy load?

Yes, Mocasa enables users to pay utility bills for electricity, internet, cable, and water. It also supports buying load and data for phones, all using credit.

How fast is the approval process for Mocasa loan applications?

Mocasa loan applications feature a fast approval process. The app advertises approval in as little as '3 Minutes!' for quick access to funds.

Is there an interest-free period for the Mocasa virtual Mastercard?

Yes, the Mocasa virtual Mastercard offers users an interest-free billing cycle of up to 50 days. This provides flexibility similar to a traditional credit card.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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