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PNB Digital

No more banking tethered to a branch; this app gives users absolute command over their finances, anytime, anywhere.

Finance & Utilities Management ›

Key Figures

Downloads

750k+

User Rating

2.6/5

Total Ratings

7.7K

Publisher

PHILIPPINE NATIONAL BANK

Analyzing core functionalities for tech-savvy Filipinos and Overseas Filipino Workers (OFWs).

PNB Digital: A Comprehensive Mobile Banking Review

Versatile Fund Transfers

This tool allows users to send money between PNB accounts, to other local banks and eWallets via InstaPay and PESONet, and schedule one-time or recurring transfers.

Digital Account Opening

The app allows users, including Filipinos residing in the Philippines and OFWs in specific Asian countries, to conveniently open a savings account with minimal steps.

Comprehensive Bill Payments

The app enables users to conveniently pay various bills using their PNB Debit or Credit Card, with options for scheduling one-time or recurring payments.

Cardless ATM Withdrawal

The app provides the ability to get cash from any PNB ATM using a mobile phone, offering convenience and security.

Enhanced Security Features

The app provides biometric authentication (Fingerprint/Face ID) for secure access and allows users to instantly lock and unlock their principal credit card to prevent unauthorized use.

QR Ph Payments

It supports payments to participating billers and merchants via QR Ph codes, simplifying in-store and online purchases.

Instant eWallet Top-Up

It facilitates real-time fund transfers directly to eWallets using InstaPay.

QR Code Fund Transfers

Users can instantly transfer funds to family and friends by scanning their account QR Codes, speeding up transactions.

Secure Fund Reception

The app allows users to create QR Codes for their accounts or link them to registered mobile numbers/email for safe sharing, enabling fund reception without exposing account numbers.

Account Management & Monitoring

It offers 24/7 real-time access to view account balances and transaction history for deposit and e-money accounts.

FAQ

Frequently Asked Questions

Everything you need to know about PNB Digital

How to open a savings account with PNB Digital?

Yes, you can apply for a PNB savings account through PNB Digital with a valid ID. Filipinos in the Philippines require no initial deposit or maintaining balance. Filipinos overseas need to visit a branch within 30 days for KYC.

Can I pay my bills using the PNB Digital app?

Yes, the PNB Digital app allows users to settle monthly bills for various billers using a PNB Debit or Credit Card. You can also schedule one-time or recurring payments directly within the app.

Does PNB Digital allow money transfers to other banks?

Yes, PNB Digital enables money transfers between PNB accounts, to other local banks, and to eWallets via InstaPay and PESONet. Users can also schedule one-time or recurring transfers for convenience.

Is it safe to use biometrics like Face ID for PNB Digital?

Yes, PNB Digital supports secure account access using biometrics such as Fingerprint/Touch ID or Face ID. This feature enhances security, allowing users to bank with confidence.

Can I check my credit card balance and statements on PNB Digital?

Yes, PNB Digital users can monitor their PNB Credit Card account balance, view statements, and track recent/pending transactions. The app also displays rewards points, PIN, and allows e-statement download.

How can I make a cardless withdrawal with PNB Digital?

Yes, PNB Digital supports cardless withdrawals. Users can get cash at any PNB ATM using their phone directly through the application, providing convenience and flexibility.

Does PNB Digital offer QR code payments and transfers?

Yes, PNB Digital offers QR code functionality. Users can pay bills and shop via QR Ph codes and make instant fund transfers by scanning or generating account QR codes.

Can I manage my investments in UITFs through the PNB Digital app?

Yes, the PNB Digital app allows users to subscribe to, manage, and redeem their Unit Investment Trust Funds (UITFs) anytime and anywhere, providing convenient access to investment management.

How do I enroll for the PNB Digital app without visiting a branch?

Yes, you can register for the PNB Digital app without visiting a physical branch. Enroll by using an eligible PNB Savings or Checking account number, PNB Debit Card, or Credit Card number.

Can I lock my PNB credit card using the PNB Digital app?

Yes, users can lock their principal credit card anytime within the PNB Digital app to prevent unauthorized use. The app also provides the functionality to unlock the card when it is needed.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Description

**Apply for a savings account** For Filipinos residing and located in the Philippines, easily open a PNB savings account with just one (1) valid ID. This service is initially available to customers with no deposit account with PNB. For Filipinos working in Hong Kong, Singapore and Japan, start your account application through PNB Digital with just a few taps and a valid ID. Visit the nearest PNB overseas branch within 30 days from your application for a quick KYC verification. Complete your application with a remittance to fund your account. **Easy sign-up** Register without going to the branch. You can use any eligible PNB Savings or Checking account number, PNB Debit Card or Credit Card number to enroll. **Stay Safe, Bank with Confidence** Access your account effortlessly with Fingerprint/Touch ID or Face ID. Lock your principal credit card anytime to prevent unauthorized use and unlock it when needed. **Manage and monitor your PNB deposit or e-money accounts** View your account balances and transaction history with 24/7 real-time access. **View your credit card information and electronic statements** Monitor your PNB Credit Card account balance, statement and recent transactions (including pending transactions). View your rewards points and PIN. View and download monthly e-statements. **Send money anytime, anywhere** Support your family or pay for your purchases online. Send money between PNB accounts, to other local banks and eWallets with InstaPay and PESONet. You can also schedule important one-time or recurring transfers for your convenience. **Settle your monthly bills in just one app** Skip the lines and beat the due dates! Make hassle-free payments to our various billers using your PNB Debit or Credit Card. You can also schedule important one-time or recurring payments for a worry-free experience. **eWallet Top-Up** Transfer funds directly to an eWallet in real-time with InstaPay. **Speed up your transactions** Transfer funds instantly to your family and friends by scanning their account QR Codes. **Share your account details safely** Receive funds without giving your account number. Create a QR Code for your accounts or link them to your registered mobile number and/or email address for sharing to your contacts. **Pay via QR Code** Pay your bills and your favorite online and instore shops easier via QR Ph codes. This is available for participating billers and merchants. **Cardless Withdrawal** Get cash at any PNB ATM using your phone. **Monitor your PNB Time Deposits** Add and view your active time deposits easily. **Invest in UITFs** Subscribe, manage and redeem your investment funds anytime, anywhere. **Order your PNB checkbook conveniently** Use your mobile app to quickly order your checkbook and pick-up at your PNB Branch of account. **Personalize your PNB Digital App Dashboard** Access your favorite transactions instantly by customizing your dashboard to include service features frequently used. Download the app now and enjoy an enhanced digital banking experience!