分期乐

分期乐

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Logo of 分期乐

分期乐: Smart Credit and Quality Shopping for the Global Youth

Join over 150 million users on our Nasdaq-listed platform. Secure up to ¥200,000 with smart AI approvals, transparent rates, and 30 days of interest-free shopping for new members.

Download on App Store

Publisher

Shenzhen Fenqile Network Technology Co., Ltd.

Category

Finance

Downloads

47M+

User Rating

4.0/5

Total Ratings

706K+

Locales

2

A Glimpse of Financial Ease

Discover the interface used by 47M+ users.

Fenqile app marketing screen showing a 200,000 RMB maximum credit limit and Mascot character.

Fenqile app marketing screen showing a 200,000 RMB maximum credit limit and Mascot character.

Fenqile app interface showing a 30 day interest free promotion for new users.

Fenqile app interface showing a 30 day interest free promotion for new users.

A mobile screenshot of the Fenqile app showing a loan application interface with a 10,000 RMB loan request and an 8 percent annual interest rate.

A mobile screenshot of the Fenqile app showing a loan application interface with a 10,000 RMB loan request and an 8 percent annual interest rate.

Fenqile mobile app screen displaying a 200,000 credit limit and quick application options in Chinese.

Fenqile mobile app screen displaying a 200,000 credit limit and quick application options in Chinese.

Promotional screenshot of Fenqile app featuring its Nasdaq listing status and partnerships with major banks.

Promotional screenshot of Fenqile app featuring its Nasdaq listing status and partnerships with major banks.

A mobile interface for the Fenqile app showing a 50,000 credit limit and options to link Alipay and WeChat for weekly discounts.

A mobile interface for the Fenqile app showing a 50,000 credit limit and options to link Alipay and WeChat for weekly discounts.

Fenqile app interface displaying diverse shopping categories for installment purchases

Fenqile app interface displaying diverse shopping categories for installment purchases

Smart Financing for Your Global Lifestyle

The tools that make this app stand out, trusted by 47M+ users.

🌏

Credit Without Borders

Access credit limits up to 200,000 RMB using our smart AI approval system, designed for those without a long-term US credit history.

🛡️

NASDAQ-Listed Security

Trusted by over 150 million users, our platform offers bank-level security and fully transparent fee structures you can rely on.

🛍️

Premium Installment Mall

Shop authentic global brands with flexible monthly payments and enjoy exclusive interest-free periods for the first 30 days.

About the app

Everything you need to know about 分期乐.

Description

上市公司,正规平台,最高可借20万额度 新人最长可享30天免息,在线申请,智能审批 【平台介绍】 分期乐是乐信旗下倡导年轻人有度消费的分期消费平台,以更懂年轻人、更有安全保障、更有温度的产品体验和金融科技服务,让年轻人可以享受安全、稳定、便捷的现金借钱、分期购物和分期还款的金融服务,已有超过1.5亿用户选择分期乐。 【产品优势】 纳斯达克上市公司(股票代码:LX)旗下品质分期购物商城和分期借贷金融平台; 贷款资金由正规金融持牌放款机构提供; 利用AI技术和大数据风控技术给用户提供安全靠谱的分期借贷平台; 息费透明,期数灵活的分期借款平台; 是超过1.5亿用户值得信赖的借钱平台。 【主要特色】 安心借款:费用透明,借钱更放心; 安全保障:银行级风控团队为您的账户安全保驾护航; 优质体验:支持线上贷款申请,方便快捷,借钱分期期限灵活; 分期购物:国行正品,品质保证,分期还款更便捷。 【贷款利率说明】 “乐花借钱”年化利率区间8-24%,因个人资质不同,最终以平台实际审批为准 以上应用截图仅为示例,贷款额度、利率、放款时间、通过率等以实际审批为准 贷款投资有风险,借款需谨慎;请根据个人能力合理贷款,理性消费,避免逾期。

Latest Version

8.8.1

Size

259.8 MB

First Released

Aug 20, 2014

Unlock Your Spending Power Without the US Credit Hassle

Join 150 million users on the most trusted financial platform for young expats. Download Fenqile today to access up to 200,000 RMB in credit with a 30-day interest-free period for new users.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about 分期乐

What is the maximum loan amount available with 分期乐 (Fēnqī Lè)?

分期乐 (Fēnqī Lè) offers a maximum loan amount of 200,000 RMB. This is available through online application and intelligent approval.

Does 分期乐 (Fēnqī Lè) offer an interest-free period for new users?

Yes, new users on 分期乐 (Fēnqī Lè) can enjoy an interest-free period of up to 30 days. This is a special welfare benefit for newcomers.

How fast is the loan approval and disbursement process with 分期乐 (Fēnqī Lè)?

分期乐 (Fēnqī Lè) offers a fast application and approval process. Funds can be disbursed to the user's account in as little as 1 minute after approval.

What are the annual interest rates for loans on 分期乐 (Fēnqī Lè)?

The annual interest rate for "乐花借钱" on 分期乐 (Fēnqī Lè) ranges from 8% to 24%. The final rate depends on individual qualifications and platform approval.

Is 分期乐 (Fēnqī Lè) a legitimate and secure lending platform?

Yes, 分期乐 (Fēnqī Lè) is a legitimate and secure platform. It is part of Lexin, a Nasdaq-listed company (LX), using AI and big data risk control with bank-level security. Loan funds are provided by licensed financial institutions.

How many users trust 分期乐 (Fēnqī Lè)?

分期乐 (Fēnqī Lè) is trusted by over 200 million users. It serves as a reliable platform for cash loans, installment shopping, and flexible repayment options.

Can users increase their loan limit on 分期乐 (Fēnqī Lè)?

Yes, 分期乐 (Fēnqī Lè) offers multiple ways to help users increase their loan limit. These methods include providing bank statements, provident fund details, bill statements, and consistent on-time repayments.

Does 分期乐 (Fēnqī Lè) offer installment shopping?

Yes, 分期乐 (Fēnqī Lè) provides an installment shopping mall. Users can purchase genuine, quality-guaranteed products and repay in convenient installments.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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