Bright: Build Credit, Get Cash, and Take Control of Your Future

1. Cash Advance offers up to $750(1) Get extra cash for emergencies or other needs. No credit check(2). No interest. Multiple offers 2. Loan offers of up to $10,000(3) with no score impact Multiple loan offers on a single App. Compare rates, terms, and fees, and choose the best offer for you. 3. Rebuild credit history Secured line of credit starting at $50. Make on-time monthly payments, have your payments reported to the credit agencies, and build a strong credit history(4). 4. Build credit history with rent Build credit history with rent payments you already make (5). Get rewarded for paying rent on time. Get credit for up to 2 years of past rent payments. 5. Get customized debt pay-off plans A customized plan built with AI to manage debt and pay off smartly with your current income. 6. AI-driven budget plan tailored for you Whether it’s for a long-due trip, a favorite car, a new house, or a happy retirement, the Bright App guides you toward smart budgeting with your current income. Unlock savings with our exclusive subscription plans! 12-Month Plan - $97 billed annually 6-Month Plan - $68 billed every 6 months 3-Month Plan - $39 billed every 3 months Cancel anytime. Bright Premium membership is not required for Bright Builder or Loan offers. Queries? Contact us at support@brightmoney.co or +1 877-274-6494 [OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)]. 24*7 live chat support 1. Cash Advance offers are provided by Network Partners and third parties, not Bright Money. The Cash Advance amount ranges from $25 to $750.Terms, eligibility, fees, and approval are determined by the partners. Please refer to the respective Network Partner’s app for complete terms and conditions. 2.“No Credit Check” claim applies only to Cash Advance offers provided through third-party Network Partners. Any other loan, credit, or financial product offered by Network Partners or financial institutions may require a credit check or other eligibility verification. Bright Money does not guarantee or influence the credit approval process for any financial product. 3.Personal loan offers are provided by third parties, subject to credit approval, state restrictions, and terms; Bright Money may receive referral compensation but does not endorse or guarantee these products. 4.Secured line of credit with minimum deposit starting at $50. Credit Reporting to Equifax and TransUnion by Bright Money. Bright Builder helps you build a payment history that may positively improve your credit score. Credit score increases are not guaranteed, and individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will negatively affect your credit score. Bright Builder is currently not available in all states. Bright reports rent payment to TransUnion. You can report up to 2 years of past and ongoing rent payments. Individual results may vary. Score improvement is not guaranteed. This is a paid service on top of Active Bright Membership and incurs a cost starting at $31 for up to 2 years of past reporting and $4 per month for ongoing. For detailed information, please visit www.brightmoney.co/rent-reporting-policy. Bright is a financial technology company, not a bank. Personal Loans are provided by Bright’s Network Partners (https://www.brightmoney.co/legal/network-partners). Bright Capital Inc (NMLS #2410428) holds the following state licenses and registrations (https://www.brightmoney.co/legal/state-licenses-and-consumer-information/licenses-in-states) and does business under the following DBAs (https://www.brightmoney.co/legal/state-licenses-and-consumer-information/doing-business-as-dba).