This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Mine (formerly Fizz): MoneyGPT
Financial freedom isn't a pipe dream for young adults; it's a few taps away. This app puts genuine money control in users' hands, cutting through the noise with direct, actionable insights.
Downloads
500k+User Rating
Total Ratings
11.8KPublisher
Category
FinanceLocales
1Latest Version
7.7.7Size
209.2 MBFirst Released
Sep 18, 2022Key Features for Young Adult Financial Management
Analytical Review: Mine (formerly Fizz): MoneyGPT
Free Credit Score Monitoring & Building
The app provides users with the ability to check their credit score for free without hard pulls, alongside guided steps to establish credit for those who are new to it.
Comprehensive Spending Tracking & Budgeting
This tool allows users to understand their spending habits by tracking where their money goes, setting category limits, and receiving a personalized budget based on their financial history.
Frequently Asked Questions
Everything you need to know about Mine (formerly Fizz): MoneyGPT
What is the Mine app?
Mine is the #1 credit and money app designed for young adults to build credit, manage finances, and improve financial literacy. It offers a credit-building debit card and AI-powered money management tools.
How does Mine help build credit?
Mine provides a debit card that builds credit without interest, hidden charges, or late fees. Users connect their bank, get a spending limit, and daily autopay ensures on-time payments.
Does the Mine app charge fees for building credit?
No, the Mine app's credit-building debit card has no interest, hidden charges, or late fees. The app is free to download and use.
Can I check my credit score with the Mine app?
Yes, the Mine app allows users to check their credit score for free with no hard pulls. It also guides users in establishing their credit score.
What is MoneyGPT in the Mine app?
MoneyGPT is an AI financial assistant within the Mine app that helps users save more and budget smarter. It assists with tracking spending and understanding money trends.
Does the Mine app offer rewards or cashback?
Yes, the Mine card includes 3% weekly cashback on a chosen category, monthly surprises, and exclusive campus deals up to 100% off at various retailers.
Is Mine a bank?
No, Mine is not a bank. The Mine Debit Mastercard is issued by Patriot Bank, N.A., and the Mine Visa Debit Card is issued by Lead Bank, both Member FDIC.
Can the Mine app guarantee an increase in my credit score?
No, the Mine app does not guarantee increases or specific changes to your credit score. Its impact varies based on usage and external factors.
Does Mine report payment activity to credit bureaus?
Yes, Mine reports your payment activities to Experian® and Transunion®. Late payments may negatively impact your credit score.
How much of a credit line can I get with Mine?
Customers who qualify for a Mine line of credit receive an initial line between $90 and $1,000, based on underwriting information. This may adjust over time.
The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.
App Store
Screenshots
The app provides a personalized 'Good morning' greeting and highlights financial health metrics like 'Credit health' to keep users informed at a glance.
Personalized Financial Hub
Users can easily track daily spending with a clear '$45.18 today' summary and monitor their 'Monthly Spend' trends, with the option to link additional financial accounts.
Effortless Spending Tracking
This tool offers a detailed 'Credit Score' breakdown, displaying the current score and a historical trend graph, along with a clear 'Next milestone' for credit improvement.
Credit Health Insights
The app helps users stay 'on track to stay within budget' by visually representing their 'Monthly Budget' progress and leveraging MoneyGPT for smart insights.
Smart Budgeting Assistant
Discover compelling user testimonials highlighting credit improvement and effective budgeting, alongside validation that the app is 'Trusted by students and alumni from thousands of schools'.
Community Endorsement
The platform features engaging 'Daily trivia' questions to test financial knowledge and offers 'Over 100+ lessons' on topics like 'Fundamentals of Investing' for comprehensive learning.
Financial Literacy Boost
Description
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.