Kikoff – Build Credit Quickly

Kikoff – Build Credit Quickly

Download on App Store
Logo of Kikoff – Build Credit Quickly

Kikoff: The #1 Credit Builder App to Boost Your Score Fast

Get the credit glow up you deserve for just $5 a month. No credit checks, no interest, and no hidden fees—just a smarter way to build your financial future with all three major bureaus.

Publisher

Kikoff Inc.

Category

Finance

Downloads

5M+

User Rating

4.9/5

Total Ratings

222K+

Locales

1

Your Credit Glow-Up

Discover the interface used by 5M+ users.

Kikoff app screenshot showing a 25 point credit score increase in the first month

Kikoff app screenshot showing a 25 point credit score increase in the first month

Kikoff app screen highlighting a 3500 dollar tradeline and reporting to three major credit bureaus

Kikoff app screen highlighting a 3500 dollar tradeline and reporting to three major credit bureaus

Kikoff app display showing an 84 point credit score increase and 3 million user trust milestone

Kikoff app display showing an 84 point credit score increase and 3 million user trust milestone

A smartphone showing the Kikoff app interface explaining three easy steps to build credit history and improve credit score.

A smartphone showing the Kikoff app interface explaining three easy steps to build credit history and improve credit score.

Kikoff app interface showing rent reporting feature with active status and lease details

Kikoff app interface showing rent reporting feature with active status and lease details

Kikoff app displaying credit alerts and reports from Equifax Experian and TransUnion

Kikoff app displaying credit alerts and reports from Equifax Experian and TransUnion

Your Financial Glow-Up Starts Here

The tools that make this app stand out, trusted by 5M+ users.

🚀

Fast-Track Your Credit

Join over a million users building credit with a plan that reports to all three bureaus. Users with scores under 600 can see an average 25-point jump in the first month.

🏠

Turn Rent into Credit

Make your biggest monthly expense work for you. Our Premium plans allow you to report your rent payments, helping you build a higher score without taking on new debt.

🛡️

Zero Risk, Total Control

Say goodbye to hard credit pulls and expensive deposits. For just $5 a month, you get a dedicated credit line designed specifically to optimize your payment history and utilization.

About the app

Everything you need to know about Kikoff – Build Credit Quickly.

Description

Kikoff is the smartest way to build credit fast. Starting under 600? You could jump 25 points your first month.* Pick a plan, starting at just $5 a month.† Make your first payment - and Kikoff starts reporting to Equifax, Experian, and TransUnion - which can result in a serious credit glow up. Kikoff works by giving you access to a specialized credit line‡ - designed exclusively to help build your credit. Kikoff uses your monthly payments to strengthen key credit factors - like payment history and utilization - that can determine over half of your credit health. Kikoff's Premium and Ultimate plans can unlock even more features like Rent Reporting (building credit with the rent you already pay), identity theft insurance (up to $1 million), and higher tradelines (up to $3500)‡. Best of all? No credit checks, no interest, and no hidden fees. Kikoff is the #1 credit builder on the App Store§ for a reason. After all - it's helped over a million people win at credit. Get started today. *Average first-month credit score impact of +25 points (VantageScore 3.0) between Jan-2024 & Nov-2024 for Kikoff Credit Account users who started with a score below 600; who purchased at least one item with Credit Account; and who paid one on-time in their first month. Late payments may negatively impact your credit score. Individual results may vary. †Kikoff Credit Service starts at $5/mo for 12 mos. ‡Subject to approval. Reported tradeline intended for financing the purchase of Kikoff products & services (like your monthly Kikoff plan). §Based on Oct 2024 App Store ranking of credit builders in the "Finance" chart. Kikoff Inc. PO Box 40070, Reno, NV 89504 Kikoff Inc. is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The Kikoff Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated.

Latest Version

1.155.2670

Size

256.0 MB

First Released

Apr 14, 2021

Ready for Your Credit Glow Up?

Join over 1 million people building credit for just $5/month. No credit checks, no interest, and no hidden fees—just results.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Kikoff – Build Credit Quickly

What is Kikoff and how does it help build credit?

Kikoff is an app designed to build credit quickly by providing a specialized credit line. It reports monthly payments to Equifax, Experian, and TransUnion, which strengthens key credit factors like payment history and utilization.

How much does Kikoff cost?

The Kikoff Credit Service starts at $5 per month for a 12-month period. Premium and Ultimate plans, offering additional features, are also available.

Does Kikoff require a credit check to sign up?

No, Kikoff does not perform any credit checks to sign up. The service helps users build credit without initial inquiries.

Which credit bureaus does Kikoff report to?

Kikoff reports payment history and credit line activity to all three major credit bureaus: Equifax, Experian, and TransUnion.

Can I build credit by paying rent with Kikoff?

Yes, Kikoff's Premium and Ultimate plans include Rent Reporting. This feature allows users to build credit by reporting their consistent rental payments.

What is the maximum tradeline available with Kikoff?

Kikoff offers higher tradelines up to $3500 with its Premium and Ultimate plans. Approval for these tradelines is subject to assessment.

How quickly can Kikoff impact my credit score?

Kikoff users starting with a score below 600 can experience an average first-month credit score impact of +25 points (VantageScore 3.0). Individual results depend on on-time payments.

Does Kikoff charge interest or hidden fees?

No, Kikoff does not charge any interest or hidden fees for its credit-building services.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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