Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Download on App Store

This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.

Logo of Kovo - Fast Credit Builder
Download on App Store

Kovo - Fast Credit Builder

No credit check, no hidden fees, and 0% interest. Join thousands reporting to all 4 bureaus for just $10/month to unlock better rates, cash rewards, and the keys to your new home.

Key Figures

Downloads

305K+

User Rating

4.9/5

Total Ratings

5K+

Publisher

Kovo Inc.

Category

Finance

Locales

1

Latest Version

1.3.5

Size

28.8 MB

First Released

Jun 12, 2024
Features

Build Credit Without the Stress

The simple, transparent way to boost your score, unlock better rates for homes and cars, and earn cash rewards—all with no credit check.

Reporting to All 4 Bureaus

Maximize your impact. We report to TransUnion, Equifax, Experian, and Innovis to ensure your hard work counts everywhere lenders look.

Zero Credit Check, Zero Fees

Skip the 'hard pull' and the 'no.' Get an instant approval that never hurts your score, so you can start building your future today.

FAQ

Frequently Asked Questions

Everything you need to know about Kovo - Fast Credit Builder

What is Kovo - Fast Credit Builder?

Kovo - Fast Credit Builder is an application that helps users build credit through installment and revolving credit products. It offers services with no credit checks, $0 fees, and 0% interest, reporting to all four major credit bureaus.

Does Kovo - Fast Credit Builder perform a credit check?

No, Kovo - Fast Credit Builder does not perform a hard credit pull when applying and opening an account. Approval is based on instant background verification and income qualification.

Are there any fees associated with using Kovo - Fast Credit Builder?

No, Kovo - Fast Credit Builder explicitly states that it has $0 fees and 0% interest. The service advertises 'No Hidden Fees'.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

Kovo - Fast Credit Builder - Kovo app screenshot featuring a no credit check guarantee and no hidden fees message

Kovo app screenshot featuring a no credit check guarantee and no hidden fees message

Kovo - Fast Credit Builder - Kovo mobile app interface showing a FICO score of 750 and a credit score increase of 73 points

Kovo mobile app interface showing a FICO score of 750 and a credit score increase of 73 points

Kovo - Fast Credit Builder - Kovo app interface showing reporting to all four credit bureaus including TransUnion Equifax Experian and Innovis

Kovo app interface showing reporting to all four credit bureaus including TransUnion Equifax Experian and Innovis

Kovo - Fast Credit Builder - Mobile app interface of Kovo showing the Installment Builder feature with payment history and account information.

Mobile app interface of Kovo showing the Installment Builder feature with payment history and account information.

Kovo - Fast Credit Builder - Kovo app interface showing Revolving Builder account status and transaction history

Kovo app interface showing Revolving Builder account status and transaction history

Kovo - Fast Credit Builder - Kovo app dashboard showing credit protection features including ID monitoring and fraud insurance.

Kovo app dashboard showing credit protection features including ID monitoring and fraud insurance.

Kovo - Fast Credit Builder - A mobile screen from the Kovo app displaying cash rewards for credit cards, personal loans, and student loans.

A mobile screen from the Kovo app displaying cash rewards for credit cards, personal loans, and student loans.

Description

“Kovo has done wonders for my credit. It’s completely user friendly & not so nerve wrecking to use compared to other intimidating apps/sites that serve the same function. Thanks Kovo!” - Karma “I love it. I always wanted to buy a house so if it keeps doing what it’s doing I might be in business for a house.” - Angela Get Kovo to build credit the easy way. No credit check, $0 fees, 0% interest. Plus: grow your worth, protect your credit, earn cash rewards, and unlock credit boosts. SEE WHY PEOPLE GET KOVO CREDIT BUILDER No credit check. No hidden fees. Instant decision. All 4 bureaus. WHY BUILD CREDIT? - Better credit makes owning a car and home possible, with higher odds for approval. - Lower your monthly payments with better rates when you have a higher credit score. KOVO MAKES CREDIT BUILDING SIMPLE - Apply for Kovo Credit Builder to boost your creditworthiness. - Make timely monthly payments to unlock a better future. HOW IT WORKS 1. BUILD YOUR CREDIT WITH ALL 4 BUREAUS - Start with Installment Credit Builder: $10/mo for 24 months. - Payment performance is reported to all 4 credit bureaus: TransUnion®, Equifax®, Experian®, Innovis®. 2. GROW YOUR WORTH - Build and track your FICO® Score, the score most widely used by 90% of top lenders. - Get monthly updates with personalized tips on how to improve your score even more. - Get personal growth tools and 24 months of credit protection. - Continuous ID Monitoring keeps you safe from data breaches. 3. EARN CASH REWARDS - Get $30 for each friend you refer, with unlimited earnings potential. - Earn up to $1,225 in credit rewards: 1% back on loans and up to $75 on credit cards. Available to eligible customers with 4 on-time payments. 4. UNLOCK CREDIT BOOSTS - Eligible customers with 4 on-time payments unlock access to credit boosts for additional credit building and credit protection. Start with $10/mo. - Boost your credit with Revolving Credit Builder: a single-purpose credit line with a $500 limit to use at Kovo. Payment performance is reported to all 4 credit bureaus: TransUnion, Equifax, Experian, Innovis. - Protect the credit you’re building from identity theft with Maximum Credit Protection: up to $1M ID Fraud Insurance policy and 24/7 ID Theft Resolution services. — © Kovo Inc. - a public benefit corporation There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification. On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals. ID Fraud Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Refer to Summary of Benefits for coverage terms, conditions, and exclusions: https://kovocredit.com/legal/id-fraud-insurance-summary Disclosure: Kovo is not affiliated with loan apps, money apps, budgeting apps, credit report apps, Cash App, Credit Karma, Chime, One, Empower, Brigit, MoneyLion, Dave, Cleo, Acorns, EarnIn, Klover, Kikoff, Atlas, Varo, Perpay, Grant, Self, NerdWallet, Dovly, Credit Sesame, Ava, TomoBoost, Grow Credit, Extra, StellarFi, Boom, Build, Grain, Fizz, Credit Strong, Cheese, credit repair, cash advance, paycheck loans, or payday loans. Terms of Use: https://kovocredit.com/legal/terms Privacy Policy & Notice: https://kovocredit.com/legal/privacy

Download

Download on App Store

This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.