This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.
Self – Credit Builder & Cash
This app hands you the keys to financial control. It gives users the power to build credit and access quick cash, proving that financial stability isn't just for the privileged.
Downloads
7.5M+User Rating
Total Ratings
286.4KPublisher
Category
FinanceLocales
1Latest Version
7.6.0Size
104.4 MBFirst Released
Mar 30, 2018An Analytical Review for Credit-Building and Financial Wellness
Key Features of Self – Credit Builder & Cash
Accessible Credit Building
The app ensures high approval rates and requires no credit check for many of its core products, making credit-building tools accessible to individuals with limited or no credit history.
Credit Building & Savings Account
This tool enables users to simultaneously build credit history and accumulate savings through structured installment payments, with the savings unlocked at the end of the term.
Quick Cash Advances
It provides qualified users with rapid access to small cash advances for unexpected expenses, often with no credit check and quick processing.
Secured Visa Credit Card
The app offers a secured Visa credit card that requires no credit check for approval, allowing users to build a positive credit history while controlling their credit limit.
Rent Payment Reporting
This feature allows users to report their on-time rent payments to major credit bureaus at no extra cost, transforming a regular expense into a credit-building asset.
Utility & Cell Phone Payment Reporting
It facilitates reporting of on-time utility and cell phone payments to TransUnion, leveraging essential monthly bills to contribute positively to a user's credit profile.
Frequently Asked Questions
Everything you need to know about Self – Credit Builder & Cash
What is the Self app?
Self is an app designed to help users build healthy financial habits by offering tools to build credit and grow savings. It also provides quick access to funds through Self Cash for unexpected expenses.
Can I get a cash advance with Self?
Yes, Self provides cash advances through its Self Cash feature. Users can qualify for up to $100, receive offers in under 5 minutes, and it requires no credit check or impacts your score.
Does the Self Visa Credit Card require a credit check?
No, the secured Self Visa® Credit Card does not require a credit check for approval. It offers high approval rates and facilitates credit building by reporting to all three major credit bureaus.
How does Self help me build credit and savings?
Self helps you build credit and savings simultaneously with its Credit Builder Accounts. You make monthly payments, which are reported to credit bureaus, and at the end of the term, you unlock your accumulated savings.
Does Self offer rent payment reporting to build credit?
Yes, Self allows users to report their rent payments at no extra cost. This service builds credit with all three major credit bureaus—Equifax, Experian, and TransUnion—helping to establish a positive payment history.
Does the Self app track my credit score?
The Self app allows users to track their credit score. It specifically uses VantageScore 3.0 for score tracking and provides updates on factors impacting your score.
What is the annual fee for the Self Visa Credit Card?
The annual fee for the Self Visa® Credit Card is $0 for the first year. After the initial year, a $25 annual fee applies.
Does Self report credit activity to all three credit bureaus?
Yes, Self reports credit-building activities, including the secured Self Visa® Credit Card and rent payments, to all three major credit bureaus: Equifax, Experian, and TransUnion.
What types of payments can Self report besides rent?
Beyond rent, Self can report cell phone, water, electricity, and gas payments to TransUnion for credit building. This service, which includes credit monitoring, costs $6.95 per month.
How much does a Self Credit Builder Account cost per month?
Plans for a Self Credit Builder Account start at $25 per month. All loan products have a minimum and maximum repayment period of 24 months.
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This page is not an official page of the app or its developer, but an independent editorial publication created for informational and commentary purposes. Unless expressly stated otherwise, neither the app nor its developer is affiliated with, endorsed by, sponsored by, authorized by, or otherwise officially connected with MWM, Apple, Google Play, the app publisher, or the app's developer, and nothing on this page implies that the app was developed using MWM's services. Any trademarks, logos, screenshots, and other content remain the property of their respective owners.







