Visa Commercial Pay

Visa Commercial Pay

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Logo of Visa Commercial Pay

Visa Commercial Pay: Secure Virtual Cards for Faster Business Spending

Empower your team with instant access to company funds. Request virtual cards, pay contactlessly via Apple Pay, and capture receipts on-the-go to eliminate the stress of expense reports.

Download on App Store

Publisher

Visa Inc.

Category

Finance

Downloads

1M+

User Rating

2.7/5

Total Ratings

700

Locales

8

Experience Smarter Spending

Discover the interface used by 1M+ users.

Visa Commercial Pay app showing a virtual business card and Add to Apple Wallet button

Visa Commercial Pay app showing a virtual business card and Add to Apple Wallet button

Visa Commercial Pay app screen displaying a virtual business card for online supplier expenses

Visa Commercial Pay app screen displaying a virtual business card for online supplier expenses

Visa Commercial Pay app screen showing a transaction list for matching business receipts

Visa Commercial Pay app screen showing a transaction list for matching business receipts

A mobile screen from Visa Commercial Pay displaying a business spending summary with a bar chart and category breakdown

A mobile screen from Visa Commercial Pay displaying a business spending summary with a bar chart and category breakdown

Empower Your Business with Smart Payments

The tools that make this app stand out, trusted by 1M+ users.

Instant Virtual Issuance

Request and receive secure virtual cards in seconds for immediate business purchases, eliminating the need for out-of-pocket spending or waiting for physical plastic.

📲

Seamless Mobile Payments

Push your approved virtual cards directly to Apple Pay for secure contactless transactions, ensuring you can pay anywhere your business takes you.

📸

Automated Receipt Capture

Eliminate manual paperwork by snapping photos of receipts on-the-go; the app automatically matches and attaches them to your transactions for instant reconciliation.

Review Analysis

Insights from user reviews.

Sentiment Score

18%
Negative

Summary

The app receives overwhelmingly negative feedback, primarily due to critical issues with core functionality. Users frequently report being unable to add or manage their Visa cards and consistently experience failures in receiving verification codes (SMS/OTP) necessary for registration and access. Many find the account registration process frustrating, citing password recognition problems and a general lack of customer support for locked accounts. While one user praised the app for being digital, easy to configure, and intuitive, the majority deem it useless and a waste of time, with some even raising security concerns or noting regional restrictions impacting usability.

Common Themes

Verification Codes(15)
Card Management(11)
Account Access & Registration(9)
App Stability & Usefulness(8)
Language Support(3)
Security Concerns(3)
Regional Restrictions(3)
Ease of Use(1)

About the app

Everything you need to know about Visa Commercial Pay.

Description

VISA COMMERCIAL PAY Visa Commercial Pay brings secure, virtual payment cards to your mobile device for business purchases. Create or request virtual cards that can be used for online, in-app, or contactless payments via Apple Pay. Manage business expenses efficiently, including travel bookings, and capture receipts on-the-go… all within one app. WHO IS VISA COMMERCIAL PAY FOR? Ideal for businesses of all sizes, Visa Commercial Pay lets colleagues, contractors or anyone in the business use virtual payment cards for any approved business expense. CREATE OR REQUEST VIRTUAL CARDS With Visa Commercial Pay, virtual cards can be securely created or requested in accordance with your company’s pre-defined policies. Push notifications immediately notify finance managers or approvers of new virtual card requests. Once approved, virtual cards are sent directly to your mobile device. Alternatively, finance managers or approvers can create and send pre-defined cards directly to team members, without the need for individual requests. REVIEW SPENDING Snap and upload pictures of receipts, and review transactions which are color-coded by type. Notifications remind you to upload your receipts, which are then matched and attached to your transactions. No more paper. VISIBILITY OF CORPORATE SPEND With Visa Commercial Pay all spend data securely flows back to a single centralized account, enabling complete visibility of virtual card creation and usage. With support for custom data fields such as employee, department or project references, finance managers can efficiently track, review and report on company spend.

Latest Version

5.13.2

Size

72.2 MB

First Released

Dec 14, 2020

Ready to Simplify Your Business Spending?

Join over 1 million professionals using Visa Commercial Pay. Empower your team with instant virtual cards, seamless Apple Pay integration, and effortless receipt tracking—all in one secure app.

Download on App Store
FAQ

Frequently Asked Questions

Everything you need to know about Visa Commercial Pay

What is Visa Commercial Pay?

Visa Commercial Pay delivers secure, virtual payment cards for business purchases. It enables creating or requesting cards for online, in-app, or contactless payments via Apple Pay, and manages business expenses efficiently.

Who is Visa Commercial Pay designed for?

Visa Commercial Pay is ideal for businesses of all sizes. It allows colleagues, contractors, or any authorized personnel within a business to use virtual payment cards for approved business expenses.

How do users obtain virtual cards in Visa Commercial Pay?

Users can securely create or request virtual cards in Visa Commercial Pay, following company policies. Finance managers can also directly create and send pre-defined cards to team members without individual requests.

Can Visa Commercial Pay cards be added to Apple Pay?

Yes, Visa Commercial Pay virtual cards are compatible with Apple Pay. Users can add them to their Apple Wallet for contactless payments in-store, in-transit, or in-app.

How does Visa Commercial Pay facilitate expense tracking?

Visa Commercial Pay helps users track expenses by allowing them to snap and upload receipts, which are then matched and attached to transactions. Transactions are also color-coded by type for easy review.

Does Visa Commercial Pay offer a way to review corporate spending?

Yes, Visa Commercial Pay provides complete visibility of corporate spending. All spend data securely flows to a centralized account, enabling finance managers to track, review, and report on company expenses.

Are custom data fields supported for spending with Visa Commercial Pay?

Yes, Visa Commercial Pay supports custom data fields. This includes employee, department, or project references, enabling finance managers to efficiently track, review, and report on company spend.

Can virtual cards from Visa Commercial Pay be used for online purchases?

Yes, virtual cards from Visa Commercial Pay can be used for online business expenses. The app provides the necessary card details to complete online transactions securely.

App information, icons, screenshots, and descriptions displayed on this page are sourced from the Apple App Store and are the property of their respective developers. Download estimates and rankings are based on MWM's proprietary models and may not reflect actual figures. This page is provided for informational and analytical purposes only.

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