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OmniCard: UPI, Card & Rewards

The ultimate solution for global professionals and expats to pay like a local in India. Access UPI without a bank account, automate your business expenses, and manage spending with secure, RBI-licensed simplicity.

Finance & Crypto ›Business Management ›

Key Figures

Downloads

206K+

User Rating

4.5/5

Total Ratings

2K+

Publisher

EROUTE TECHNOLOGIES PRIVATE LIMITED

Seamless Financial Control Across Borders

Bridge the gap between the USA and India with a smart spending platform designed for the modern professional. Manage expenses, access UPI, and handle corporate payments without the need for a local Indian bank account.

Instant UPI Without a Bank Account

Navigate the Indian market like a local. Create a UPI ID in seconds and pay any merchant via QR scan, eliminating the need for complex NRI bank accounts or physical cash.

Automated Expense Management

Stop hunting for paper receipts. Upload bills on the go, categorize transactions instantly, and speed up your reimbursement cycles with a digital-first corporate expense suite.

FAQ

Frequently Asked Questions

Everything you need to know about OmniCard: UPI, Card & Rewards

What is OmniCard and its primary function?

OmniCard is India's first Omnichannel spending platform, offering UPI payments, cards, and cash management without a bank account. It is licensed by the Reserve Bank of India and simplifies corporate expense management.

Can OmniCard be used for UPI payments without a bank account?

Yes, OmniCard allows users to make UPI payments and create a UPI ID without linking a traditional bank account. It enables easy and instant payments through its OMNI UPI feature.

Is OmniCard secure for financial transactions?

Yes, OmniCard ensures robust security, being licensed by the RBI. It provides secure transactions, allows UPI ID creation without bank linkage, and offers controls like blocking cards and setting transaction limits.

How does OmniCard support employee expense management?

OmniCard assists employees by streamlining corporate expense management. Features include uploading receipts, categorizing expenses, requesting funds in-app, digitizing spending records, and facilitating quicker reimbursements.

What payment methods are available with OmniCard?

OmniCard supports diverse payment methods: UPI scans, physical card swipes for offline purchases, tap-to-pay for contactless transactions, online shopping, ATM cash withdrawals, and the OmniCard Keychain.

How do new users begin using the OmniCard app?

To get started, users receive an SMS link from their Enterprise to download the OmniCard app and sign up. Existing users accept the invitation via the 'Pending Invitations' in their profile section.

What are the benefits of OmniCard's Elite Experience?

The OmniCard Elite Experience provides benefits such as ₹1200 cashback, increased UPI limits, priority customer support, a free physical OmniCard, and the ability to earn unlimited OMNIs.

Does OmniCard offer cashback or rewards?

Yes, OmniCard users can earn cashback and OMNIs with every payment. The Elite experience includes cashback worth ₹1200. Additionally, users can save up to ₹20,000 through exclusive brand offers.

Can OmniCard be used for transit payments at metro stations?

Yes, OmniCard supports transit payments. Users can utilize the 'Tap On-the-Go' feature at metro stations for seamless and convenient transportation payments.

The following screenshots and description are sourced directly from the app's official store listing and are the property of the app developer.

App Store

Screenshots

OmniCard: UPI, Card & Rewards - OmniCard mobile app screen showing Elite upgrade benefits including cashback and increased UPI limits — OmniCard mobile app screen showing Elite upgrade benefits including cashback and increased UPI limits

OmniCard: UPI, Card & Rewards - OmniCard app interface showing a personalized UPI QR code for payments without needing a bank account — OmniCard app interface showing a personalized UPI QR code for payments without needing a bank account

OmniCard: UPI, Card & Rewards - OmniCard mobile app showing various payment options including UPI QR code RuPay prepaid card and contactless keychain — OmniCard mobile app showing various payment options including UPI QR code RuPay prepaid card and contactless keychain

OmniCard: UPI, Card & Rewards - OmniCard app interface showing exclusive deals and rewards on brands like Myntra and True Elements. — OmniCard app interface showing exclusive deals and rewards on brands like Myntra and True Elements.

OmniCard: UPI, Card & Rewards - OmniCard app screen showing transit balance and transaction history for metro travel in India — OmniCard app screen showing transit balance and transaction history for metro travel in India

OmniCard: UPI, Card & Rewards - Promotional screen for OmniCard showing elite benefits including unlimited rewards, a free physical card, and increased UPI limits. — Promotional screen for OmniCard showing elite benefits including unlimited rewards, a free physical card, and increased UPI limits.

OmniCard: UPI, Card & Rewards - OmniCard mobile app interface showing cashback earned and OMNIs rewards for payments — OmniCard mobile app interface showing cashback earned and OMNIs rewards for payments

OmniCard: UPI, Card & Rewards - OmniCard app home screen displaying account balance, UPI ID generation, and payment options. — OmniCard app home screen displaying account balance, UPI ID generation, and payment options.

Description

OmniCard for Business Expenses: Corporate Cards and Spend Management OmniCard is India's 1st Omnichannel spending platform, created to make payments simple, secure, and seamless. OmniCard brings you UPI Payments, Cards, and Cash together without a bank account. OmniCard is licensed by the Reserve Bank of India. Designed with you, the hardworking employee, in mind, OmniCard is an easy-to-use app that helps you organize and manage your corporate expenses better. OmniCard is the ultimate tool for effortless employee expense management. No more hassle or delays when it comes to tracking and submitting your expenses. With OmniCard, you can easily record your expenses on the go, whether it's a business trip, a client meeting, or lunch with colleagues. Say goodbye to stacks of bills and time-consuming paperwork. How OmniCard Helps Employees: - Upload receipts for approval - Categorize your expenses - Request funds in-app - Digitize your spending records - Save time on admin tasks - Quicker reimbursements - Personal corporate card All about OmniCard: - 100% digital KYC onboarding - Use UPI without a Bank Account - Load money via UPI, Net Banking, Debit/Credit cards - Recharge, shop, transfer money, and much more - Coming Soon: Transit and Bill payments @OMNI UPI: - Use UPI without a bank account - Easy, instant payments - Create UPI ID in just 3 seconds Easy Payments: - UPI Scan with OMNI UPI for safe, quick payments - Swipe to pay: Simply swipe your Card for your offline purchases - Tap to pay: Tap on the Go for contactless payments - Pay online: Shop online with secure, seamless transactions - Withdraw Cash: Withdraw Cash using any ATM Robust Security: - Licensed by RBI - Create UPI ID without linking a Bank Account - Secure, reliable payments - Robust security guidelines - Available 24X7 to address your concerns - Block, deactivate, or change PIN immediately - Set transaction limits OmniCard Keychain: - Quick, seamless payments powered by RuPay On-the-Go - Easy in-app controls and complete transaction history - Secure transactions across the widespread RuPay network - Add money instantly using OmniCard How to get started on OmniCard: 1. You will receive an SMS from OmniCard with a link from your Enterprise. 2. Click on the Link and Download the App. 3. Sign up, and you are done. If you are an existing OmniCard user, just go to Pending Invitations in the profile section and accept the invitation from your Enterprise. Download the app now and experience unbeatable simplicity to manage your Corporate Spending. To Login to the OmniCard Spend Management Portal, go to - omnicard.in For Sales/Business queries or to Book a Free Demo reach us at connect@omnicard.in